Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was easy to work with and forthright.........
Phil was very good at communicating with us and answering questions in a timely manner.
Phil is awesome! My wife asks a million questions and Phil is always so responsive and kind.
Phil was exceptionally knowledgeable and responsive.
Phil is wonderful to work with! Buying a house can be stressful and Phil put as at ease.
Phil and his team were professional and kind. They were also immensely helpful with advice and cleaning up all details. Thank you!
Phil was very responsive and took the extra step to make sure I understood all that needed to be done throughout the process. Made buying a home for the first time incredibly easy.
Phil did not disappoint; he gave us the service we expected. He did not excessively send us emails, which we appreciated. Our money, for his expertise, was well spent. Thank you, Phil.
The ease and quality of the process. All of the individuals we dealt with were professional and made the process easy.
The web portal is great and very easy to use and Phil’s communications were always very prompt. The whole process was painless and easy.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org