

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Phil was easy to work with. He communicated with us all throughout the process and answered all of our many questions. As first time homeowners we’re glad we chose to work with Phil!
I would give 100 stars if I could. We experienced some major family changes during the course of this process, which presented significant unexpected logistical, emotional, and communication challenges. Phil absolutely couldn’t have been more...
read more
He helped get the bank info I needed to finish up the paperwork
Phil was responsive and committed to ensuring we a great experience.
Phil and his team was amazing to work with. Attentive, responsive, and always guiding us along the way-- I look forward to working with Phil & First State Bank again!
Went above and beyond to make the process as smooth as possible!
Phil was very friendly and always available when we had questions, would definitely recommend!
Phil made the process incredibly easy for us. As first time home buyers, we were naive to the entire process and Phil made us feel comfortable and relaxed throughout.
Great service with lowest rates.
Phil was very knowledgeable and precise, which allowed our loan process to be seamless. He also went above and beyond to ensure we were happy and got the best rate.
991–1000 of 1054
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org