Phil Gustin
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Stayed on top of things
very responsive. Very consultative.
Reply from Phil Gustin
June 30th, 2026 05:19 PM
Thank you Phil! Was great to find a lender that allowed your zoning and property on the 2nd mortgage. Glad you got it done and are happy. I'll be here next time!
Phil was a consumate professional and truly worked for me. really happy with his servibe.
Phil was absolutely fantastic to work with as our mortgage lender. From start to finish, he was clear, responsive, and incredibly helpful. What really stood out was his communication—he kept us informed every step of the way, answered all of...
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constant contact.
Reply from Phil Gustin
June 30th, 2026 05:19 PM
I enjoyed working with you. Thanks for the great feedback.
Good followup and stayed engaged thru closing
Reply from Phil Gustin
June 30th, 2026 05:19 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Was a pleaser and smoothe experience
Reply from Phil Gustin
June 30th, 2026 05:19 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
Phil and Kelly were fantastic to work with and made the process so easy!!
Reply from Phil Gustin
June 30th, 2026 05:19 PM
Thank you Patrick, but most importantly THANK YOU FOR YOUR SERVICE. I'm happy we were able to get you such a good VA loan. Having a client like yourself is rare as well. I really appreciated working with you and look forward to getting you...
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Phillis Gustin is highly skill loan professional that understands his clients need.He came highly recommended and he is the Best in this business and I am so Lucky and happy to found him.My home refi loan was a breeze.Thank you again Phill....
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Reply from Phil Gustin
June 30th, 2026 05:19 PM
Thank you for the kind words Djani! It was a pleasure working with you. Can't wait to come try your restaurant in San Diego. Looking forward to working with you in the future!
He is so knowledgeable and very savvy!
Reply from Phil Gustin
June 30th, 2026 05:19 PM
Thank you Ted and Bev!! It was a pleasure helping you guys. Glad you enjoyed the experience and appreciate the value I provide to very smart clients like yourself. Look forward to helping you as many times as you need in the future!!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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