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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
    B
    Brian H
    Baywood-Los Osos, CA
    Posted on June 22nd, 2026 06:53 AM
    Phil was a great guy, understood what we were trying to do, and helped us reach our goals.
  • SFTP
    A
    Angela C
    Liberty, TX
    Posted on June 18th, 2026 12:54 AM
    Great communication throughout the whole process.
  • SFTP
    W
    Wesley C
    Liberty, TX
    Posted on June 14th, 2026 03:05 PM
    Phil was very helpful and really worked at getting us the most money and best deal.
  • SFTP
    E
    Eric G
    Louisville, KY
    Posted on May 16th, 2026 02:00 PM
    We really appreciate Phil, Jennifer and customer support. They made the process very easy, seamless and hassle free. Will be back if we need further financing options.
  • SFTP
    D
    Dino S
    Phoenix, AZ
    Posted on May 6th, 2026 02:57 PM
    Great experience
  • SFTP
    K
    Kayle P
    Venice, FL
    Posted on May 2nd, 2026 02:12 PM
    Phil and his team explained everything, answered all my questions quickly , and presented different options that I could choose from.
  • SFTP
    K
    Kimberly L
    Marina, CA
    Posted on April 29th, 2026 04:09 AM
    Professional and prompty communication!
  • SFTP
    K
    Keith L
    Marina, CA
    Posted on April 28th, 2026 02:57 PM
    ​Phil did a great job at looking out for our best interest during the refinance and presenting us with a number of options that best fit our financial situation. He and his team were responsive and great problem solvers the entire way through...
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  • SFTP
    W
    Wayne B
    Denver, CO
    Posted on April 14th, 2026 02:37 PM
    Phil was available every step through the process. We have already referred frinds.
  • SFTP
    T
    Tania S
    Denver, CO
    Posted on April 13th, 2026 08:49 PM
    Phil was personable and helped explain the process and details. He was clear in communication, and always prompt in responses.
  • 11–20 of 233
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing