Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Excellent. Honest. Helpful. I will call Paul again for my friends and family.
Reply from Paul J Montesano
August 28th, 2025 02:05 PM
Jasminda, thank you for taking the time to share such positive feedback. It's wonderful to hear that you found my assistance to be excellent, honest, and helpful. I'm genuinely grateful for your recommendation and the trust you place in me...
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Paul got us tbrough a very complicated Coop/Condo mortgage experience. All done with great expertise patience and humor.
Reply from Paul J Montesano
August 24th, 2025 11:28 AM
Maria, I appreciate your feedback and am thankful for the opportunity to assist with your Coop/Condo mortgage. Navigating complex situations can require a blend of expertise, patience, and a touch of humor, so it's great to know that approach...
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Paul is Very knowledgeable and knows how to guide you during the process. Stress free and will always pickup the phone when ever you need him.This is our third closing with Paul and can't wait for the next one .
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Reply from Paul J Montesano
August 23rd, 2025 10:53 PM
Martial, thank you for your kind words and ongoing trust. I'm delighted to hear that my guidance made the process stress-free for you. It's always my goal to be available when needed and to provide the support you deserve. Working with you...
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Because of Paul!
Reply from Paul J Montesano
August 2nd, 2025 03:48 PM
I'm grateful for your feedback, Ellen. It's encouraging to know that my efforts have made a positive impact. If you ever have more questions or need assistance, I'm here to help. Thank you for trusting me at Cliffco Mortgage Bankers!
Truly amazing experience from beginning to end. Paul and his team are top notch. Thank you for all your help in making our families dream a reality.
Paul was wonderful to work with. He was very communicative and personable. He was encouraging throughout the process, especially when it became stressful.
Paul, has been amazing to us in this finacial journey!He has made our exeperience so easy & pleasent.He's very patient, understanding & explained every step of the way! He made us feel comfortable obtaining our finacial goals.My wife & I are...
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Reply from Paul J Montesano
July 11th, 2025 12:22 PM
Thank you so much for your thoughtful words, Vernal. It’s truly rewarding to hear that your financial journey with me has been easy and pleasant. I’m glad I could provide the patience and understanding needed to make the process comfortable...
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everything we had to sign was explain to us copies were provided any ques we needed answered were explain very friendly people
Reply from Paul J Montesano
July 10th, 2025 05:35 PM
I'm glad to know you had a positive experience with the signing process and felt well-informed. It's important to me that all your questions are answered and that you feel comfortable every step of the way. If there's anything else you need,...
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Working with Paul is always a great experience. His knowledge and personal attention is what keeps me coming back to Cliffco.
Reply from Paul J Montesano
July 10th, 2025 12:43 PM
Thank you, Nicholas, for sharing your experience. I'm glad to hear that my knowledge and personal attention have made a positive impression on you. It's always rewarding to work with clients like you, and I appreciate your continued trust in...
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Paul was great to work with throughout the whoke process and was helpful every step of the way
Reply from Paul J Montesano
July 5th, 2025 12:41 PM
I'm thrilled to hear that you found the process smooth and that I could assist you every step of the way. Thank you for your kind words and for choosing Cliffco Mortgage Bankers.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.