Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Paul is reliable, efficient, smart and patient. Everything went smooth and we closed in record timing. I would be happy to recommend Paul and his crew at Cliffco. Thanks!
Reply from Paul J Montesano
November 15th, 2025 11:10 PM
Thank you for your kind words, Maureen. It's great to hear that everything went smoothly and in a timely manner. Your willingness to recommend my services means a lot to me. If you have any future needs or questions, feel free to reach out...
read more
Great experience as always
Reply from Paul J Montesano
November 15th, 2025 02:47 PM
I'm grateful for your continued trust and positive feedback, Matthew. It's always a pleasure to assist you, and I'm here if you have any further questions or need support in the future. Thank you!
Paul was extremely patient with my technology talents and financial supports. He really made this process so easy and not as scary as I thought!! Thank you Paul:)
Reply from Paul J Montesano
November 4th, 2025 01:04 PM
I'm so glad to hear that I could make the process easier and less daunting for you, Karen. Your comfort and understanding are important to me, especially when it comes to navigating the financial landscape. If you ever have more questions or...
read more
Overall paul and his team were great
Reply from Paul J Montesano
October 29th, 2025 08:15 PM
I appreciate your feedback, Brendan. Knowing that you found my assistance, as well as my team's, to be beneficial is highly important to me. If you have any more questions or need assistance in the future, please don't hesitate to reach out....
read more
Paul was very personable, patient, thorough and informative.
As a first time homebuyer who didn't know anything about anything, Paul made me feel incredibly comfortable and confident in the market.
Reply from Paul J Montesano
October 17th, 2025 02:19 PM
I'm glad to hear that I could make your first homebuying experience comfortable and confident, Peter. It's important to me to provide thorough and patient guidance, especially for those new to the process. If you ever have more questions or...
read more
Thank you Paul for always giving us great advice and supporting us throughout the entire process! We appreciate your quick responses abd guidance.
Reply from Paul J Montesano
October 13th, 2025 05:28 PM
I'm pleased to know that my guidance and prompt responses have been valuable to you, Izabella. Supporting you throughout the process is always my goal. If you have any more questions or need advice in the future, I'm here to help. Thank you...
read more
Paul is the best. Personalized service. Super friendly and very efficent. Paul explains everything until you understand exactly what's happening and more importantly, why it's happening. Stellar communication response time. I will always use...
read more
Reply from Paul J Montesano
October 10th, 2025 12:04 AM
I'm grateful for your wonderful feedback, Thomas. Personalizing my service and ensuring you fully understand every step of the process is a priority for me. I'm pleased to hear that the communication and efficiency met your expectations. Your...
read more
Paul is the Best! He answered all my questions in detail and was very friendly and helpful. He definitely made this process very smooth and stress free.
Reply from Paul J Montesano
October 7th, 2025 06:10 PM
It's great to know that you had such a smooth and stress-free experience, Erica. Answering questions thoroughly and being helpful are priorities for me, so I'm pleased to see that reflected in your feedback. If you need anything else or have...
read more
Paul was a pleasure to work with. He made every step of the process seemless. This was our first time purchasing a home. Paul was very responsive and always took the time to answer our questions and make himself available if needed. We truly...
read more
Reply from Paul J Montesano
September 30th, 2025 12:52 PM
Thank you for your kind words, Jessica. I’m glad to hear that my approach helped make your first home buying experience smooth and straightforward. Being accessible and responsive is important to me, and it’s rewarding to know it made a difference...
read more
Paul is responsive and trustworthy. He is the best.
Reply from Paul J Montesano
September 18th, 2025 02:12 PM
I appreciate your positive words, Francisco. It's great to hear that you find me responsive and trustworthy in our work together. If there's anything more I can assist you with, please don't hesitate to reach out.
21–30 of 164
About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.