

Paul J Montesano
Loan Officer | NMLS# 4388

At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Paul is amazing! Very helpful, informative and kind theough the entire process. He makes the process of purchasing a new home a lot less stressful. I highly recommend him !!!
Reply from Paul J Montesano
June 4th, 2025 12:29 PM
I'm delighted to hear that your home purchasing process was smooth and less stressful. It was a pleasure assisting you, and I appreciate your high recommendation.
One word, Paul .
Reply from Paul J Montesano
May 22nd, 2025 08:23 AM
Thank you, Jennifer, for your succinct and positive feedback. I'm thrilled to have made a memorable impression. If there's anything more I can assist you with, please feel free to reach out.
Everyone was very helful and answered all my questions which lead to a smooth experience.
Reply from Paul J Montesano
March 21st, 2025 05:03 PM
Hi Marykate, I'm thrilled to hear about your positive experience with us at Cliffco Mortgage Bankers. It was a pleasure to assist you, and I'm glad we could answer all your questions to ensure a smooth process. Thank you for trusting us with...
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It was so smooth and stress free!
Reply from Paul J Montesano
March 20th, 2025 02:26 PM
Nancy, I'm thrilled to hear that your experience was smooth and stress-free! It's always my goal to make the process as easy as possible for my clients. Thank you for your kind words and for choosing to work with me at Cliffco Mortgage Bankers....
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Paul's a great guy and was extremely helpful throughout the process.
Reply from Paul J Montesano
March 19th, 2025 10:22 PM
Thank you so much, Salvatore! I really appreciate your kind words. It's always my goal to make the mortgage process as smooth and stress-free as possible. I'm thrilled that I could be of help to you. If you ever need anything in the future...
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From the beginning, Paul was always available to answer my questions, no matter the time of day. The entire transaction process was incredibly smooth and efficient.
Reply from Paul J Montesano
March 18th, 2025 01:03 PM
Paula, thank you for your kind words! I'm thrilled to hear that you felt supported throughout the process and that everything went smoothly. It was my pleasure to be available and assist you with your mortgage needs. If you ever have more questions...
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Paul and team were FANTASTIC! Made the process smooth from beginning to end. Highly recommend the team for any future needs and really appreciate the effort and time dedicated by Paul and the team to make our process efficient and seamless.
Reply from Paul J Montesano
March 13th, 2025 03:49 AM
Michelle, thank you so much for your kind words! It was a pleasure working with you. My team and I are thrilled to hear that you had such a positive experience. We're here to make each step as smooth as possible, and your feedback means the...
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closing on a home is alot of work but u made it easier communiction is key
Paul is great loan officer which made the process much easier. Overall would recommend him for anyone looking for a loan. Will use him in the future if/when I refinance the home.
Paul went above and beyond to help us with everything we needed to help us with the purchase of our new home! Absolutely blown away by how much he did to help my fiance and I get approved for our loan and was just the best experience of our...
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Reply from Paul J Montesano
February 10th, 2025 11:39 PM
Wow, Gabriel, this review truly touched me. Hearing how much I was able to help you and your fiancé purchase your new home is the greatest reward I could ask for. The home buying process can be stressful, and I'm so glad I could make it a positive...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.