Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Professional and a very quick turn around.
Reply from Paul J Montesano
April 21st, 2026 04:11 PM
Thank you, Nicole. I'm pleased to hear that you found the process professional and efficient. If you have any other needs or questions, feel free to reach out.
The communication was amazing with paul and the team. The guidance through the whole process was great even when we hit some snags it was quickly handled.
Reply from Paul J Montesano
April 10th, 2026 12:54 PM
I appreciate your kind words, Alexis. It's gratifying to know that the communication and guidance met your expectations, even when there were challenges. Ensuring a smooth process is a priority for me, and I'm always here to assist you further...
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PROFESSIONAL, CORDIAL GOOD TEAM
Reply from Paul J Montesano
March 6th, 2026 05:38 PM
Thank you for your feedback, Augusto. I'm glad you found our approach professional and cordial. It's important to offer a supportive experience, and I appreciate your recognition. If there's anything else I can assist you with, please let me...
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Paul is great. I have used him since I purchased in 2007 and for my 2 refinances since then. Helps and guides along the way! Awesome customer service. Would highly recommend!
Paul is great. I have used him for every mortgage and refinance I have done since my first purchase. Process is always well organized and efficient.
Reply from Paul J Montesano
February 10th, 2026 12:50 AM
Thank you for your continued trust, Eileen. I'm glad to hear that each experience has been smooth and well-organized. It's always a pleasure assisting you with your mortgage needs. If there's anything else you need, feel free to reach out.
Working with Paul Montesano was an absolute pleasure from start to finish. He is knowledgeable, responsive, and incredibly patient throughout the entire process. Paul took the time to clearly explain every step, answered all of our questions...
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Paul it was great! He made us feel comfortable and explained any and all the questions we had. Was always a phone call/ text away!
Reply from Paul J Montesano
December 30th, 2025 01:08 PM
Glad to know you had a great experience, Matthew. It's important to me that you felt comfortable and well-informed throughout the process. I'm always available if you need anything or have more questions in the future. Thanks!
Paul was extremely responsive and knowledgeable. He helped us through every step of the process. He put us at ease throughout what could've been a far more stressful process.
Reply from Paul J Montesano
December 27th, 2025 01:37 PM
I'm pleased to hear that I could make the process more manageable for you, Christine. Ensuring that you feel comfortable and informed at every step is a priority for me. If there's anything more I can do for you in the future, just let me know....
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Great experience working with Paul. Thank you!
Working with Paul Montesano was an absolute pleasure from start to finish. His professionalism, responsiveness, and genuine commitment to helping us navigate the mortgage process made all the difference. Paul took the time to explain every...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.