Paul J Montesano
Loan Officer | NMLS# 4388
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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24 hours
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24 hours(Open now)
Sun
24 hours
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Reviews from Web
Pauls the best!
Always there when i had a question.
great customer service
Reply from Paul J Montesano
October 22nd, 2026 12:14 PM
Thank you for your kind words, David. I'm happy to hear that you appreciated my customer service and that I could be there to assist you whenever you had questions. Working with clients like you at Cliffco Mortgage Bankers is truly rewarding....
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We had some crazy stuff going on right when it mattered and Paul was patient - he belived us when we said some things were mistakes and he worked hard to make sure everything was right in the end. Paul went, in my estimation, above and beyond...
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Reply from Paul J Montesano
October 1st, 2026 11:05 PM
Thank you for such thoughtful words! You were wonderful to work with, and I truly appreciate the trust you placed in me. I’m so glad we worked through the challenges together. Wishing you all the best—I’m always here if you need me!
Paul answered anytime i called with a question for years. he is incredibly professional, kind, and explains things very clearly. I can not overstate how amazing it was working with him. Will recommend him anytime I know someone looking for...
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Reply from Paul J Montesano
September 10th, 2026 01:59 PM
Thank you for your kind words, Daniel. I'm glad to hear that my professionalism and clear explanations have been helpful to you over the years. Your recommendation means a lot to me, and I'm pleased to have been part of your journey.
Paul is wonderful. Incredibly responsive and helpful (at ANY hour!) and gave us excellent advice and guidance. Not sure if we're buying another property anytime soon, but if we do, we'll always go to Paul!
Reply from Paul J Montesano
August 13th, 2026 01:27 PM
I'm pleased to hear that you found my advice and responsiveness helpful, Melody. It's nice to know that you would consider working with me again for future property purchases. If you ever have any questions or need assistance, feel free to...
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Paul is an absolute pleasure to work with. He was able to overcome every delay and obstacle with poise , precision and grace. He was able to handle the distinct personalities of the varying team members with the utmost patience. I will certainly...
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Reply from Paul J Montesano
July 31st, 2026 02:01 PM
I'm glad to hear that you had a positive experience, Kevin. It's great to know that my approach was helpful in navigating the challenges and working with different team members. I look forward to assisting you with your next refinance. Thank...
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Paul was wonderful to work with!! He was extremely efficient with anything we needed from him and he was always available to us when needed. Paul was very knowledgable, helpful, and guided my husband and I in the right direction, knowing we...
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Reply from Paul J Montesano
July 30th, 2026 07:32 PM
I'm grateful for your kind words, Gina. It's great to know that my guidance and availability were helpful to you and your husband as first-time homeowners. Thank you for recommending me, and if you need any further assistance, I'm here to help....
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Paul always answers the calls or gets right back, and always explains everything.
Paul is great!!
He is so so cute and freindly
Reply from Paul J Montesano
April 28th, 2026 10:38 AM
Thank you for your kind words, Ronald. I'm happy to know you found me friendly. If there's anything else I can help you with, feel free to reach out.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Refinancing
Reverse Mortgage
VA Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
Down Payment Assistance Programs
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Memberships
- BNI | Business Network International
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 4388
Hobbies
- Concerts
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.