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Paul J Montesano - Loan Officer | NMLS# 4388

Paul J Montesano

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Loan Officer | NMLS# 4388

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At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Reviews from Web
  • Encompass
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    Kevin S
    New York, NY
    Posted on July 24th, 2026 01:59 PM
    Paul is an absolute pleasure to work with. He was able to overcome every delay and obstacle with poise , precision and grace. He was able to handle the distinct personalities of the varying team members with the utmost patience. I will certainly...
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    Gina D
    Smithtown, NY
    Posted on July 23rd, 2026 07:32 PM
    Paul was wonderful to work with!! He was extremely efficient with anything we needed from him and he was always available to us when needed. Paul was very knowledgable, helpful, and guided my husband and I in the right direction, knowing we...
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    James J M
    Palm Beach Gardens, FL
    Posted on April 27th, 2026 10:25 PM
    Paul always answers the calls or gets right back, and always explains everything.
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    Kathleen F
    Oceanside, NY
    Posted on April 25th, 2026 01:55 PM
    Paul is great!!
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    Ronald F
    Brooklyn, NY
    Posted on April 21st, 2026 10:37 AM
    He is so so cute and freindly
    Reply from Paul J Montesano
    April 28th, 2026 10:38 AM
    Thank you for your kind words, Ronald. I'm happy to know you found me friendly. If there's anything else I can help you with, feel free to reach out.
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    Nicole O
    Staten Island, NY
    Posted on April 14th, 2026 04:10 PM
    Professional and a very quick turn around.
    Reply from Paul J Montesano
    April 21st, 2026 04:11 PM
    Thank you, Nicole. I'm pleased to hear that you found the process professional and efficient. If you have any other needs or questions, feel free to reach out.
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    Alexis H
    Baldwin, NY
    Posted on April 3rd, 2026 12:54 PM
    The communication was amazing with paul and the team. The guidance through the whole process was great even when we hit some snags it was quickly handled.
    Reply from Paul J Montesano
    April 10th, 2026 12:54 PM
    I appreciate your kind words, Alexis. It's gratifying to know that the communication and guidance met your expectations, even when there were challenges. Ensuring a smooth process is a priority for me, and I'm always here to assist you further...
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    Augusto P
    Long Beach, NY
    Posted on February 27th, 2026 05:38 PM
    PROFESSIONAL, CORDIAL GOOD TEAM
    Reply from Paul J Montesano
    March 6th, 2026 05:38 PM
    Thank you for your feedback, Augusto. I'm glad you found our approach professional and cordial. It's important to offer a supportive experience, and I appreciate your recognition. If there's anything else I can assist you with, please let me...
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    Kristine A
    Posted on February 5th, 2026 02:36 AM
    Paul is great. I have used him since I purchased in 2007 and for my 2 refinances since then. Helps and guides along the way! Awesome customer service. Would highly recommend!
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    Eileen K
    Copiague, NY
    Posted on February 3rd, 2026 12:48 AM
    Paul is great. I have used him for every mortgage and refinance I have done since my first purchase. Process is always well organized and efficient.
    Reply from Paul J Montesano
    February 10th, 2026 12:50 AM
    Thank you for your continued trust, Eileen. I'm glad to hear that each experience has been smooth and well-organized. It's always a pleasure assisting you with your mortgage needs. If there's anything else you need, feel free to reach out.
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    About
    At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    USDA Loans
    Non-QM
    Specialities
    Refinancing
    Reverse Mortgage
    VA Loans
    FHA Loans
    Renovation Loans
    Non-QM Loans
    USDA Loans
    Down Payment Assistance Programs
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    Memberships
    • BNI | Business Network International
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 4388
    Hobbies
    • Concerts
    Disclaimer
    Uniondale, NY Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.