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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Great experience, no hassle process, clear communication, very prompt to respond, on top of every step of the loan process; I plan to come back again. thanks Patrick
We recently refinanced our mortgage with Market Consulting Mortg. We had used them with a previous purchase and had a great experience then and even better if possible this time as well. This was so easy, as I have never been able to close...
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We recently refinanced our mortgage with Market Consulting Mortg. We had used them with a previous purchase and had a great experience then and even better if possible this time as well. This was so easy, as I have never been able to close...
read more
Patrick was amazing! We were turned down by a previous lender and he was referred to us. He was able to get us in the home that we wanted, and by the time we needed to be in it. He even got us a lower rate than what we originally had thought!...
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Patrick was amazing! We were turned down by a previous lender and he was referred to us. He was able to get us in the home that we wanted, and by the time we needed to be in it. He even got us a lower rate than what we originally had thought!...
read more
Worked with the Team at Market Consulting Mortgage and they made sure I was aware of anything that was going on with the process... definitely will be recommending them!
Worked with the Team at Market Consulting Mortgage and they made sure I was aware of anything that was going on with the process... definitely will be recommending them!
Wonderful and friendly staff! Very helpful and knowledgeable in what they do.
Wonderful and friendly staff! Very helpful and knowledgeable in what they do.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095