Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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MC Mortgage Group is quick and efficient. Pat and his team are the best! We were update throughout the process and Pat was flexible with our work schedule and was nice enough to meet us after business hours. We even received the "clear to close"...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Muhizi C
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Muhizi C
Listen, if you desire a mortgage group that will walk hand in hand with you toward the purchase of your home, look no further than MC Mortgage Group. Transparent, integrity, honesty, thoroughness, punctual, are all words hat come to mind. Patrick...
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Listen, if you desire a mortgage group that will walk hand in hand with you toward the purchase of your home, look no further than MC Mortgage Group. Transparent, integrity, honesty, thoroughness, punctual, are all words hat come to mind. Patrick...
read more
Unbelievable amount of great service from these folks! I'd worked with previous lenders, but nothing comes close to MCM. Patrick was not only great, he stayed in constant communication with us during the whole process. Often going above and...
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Unbelievable amount of great service from these folks! I'd worked with previous lenders, but nothing comes close to MCM. Patrick was not only great, he stayed in constant communication with us during the whole process. Often going above and...
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It was a pleasure working with Patrick Bayley and his team while trying to purchase our first home. The rate he offered us was way lower than we had anticipated (I called a few different lenders to compare rates and noone could compete with...
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It was a pleasure working with Patrick Bayley and his team while trying to purchase our first home. The rate he offered us was way lower than we had anticipated (I called a few different lenders to compare rates and noone could compete with...
read more
Great experience, no hassle process, clear communication, very prompt to respond, on top of every step of the loan process; I plan to come back again. thanks Patrick
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095