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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
I would highly recommend Patrick and his team. We found a For Sale by Owner and he was able to walk us through it every step of the way. Very friendly and helpful staff. Patrick is very knowledgeable. He will get you the best rate and option...
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I would highly recommend Patrick and his team. We found a For Sale by Owner and he was able to walk us through it every step of the way. Very friendly and helpful staff. Patrick is very knowledgeable. He will get you the best rate and option...
read more
People helping people, it’s a beautiful thing and MCMG goes the extra mile to insure that you are making the best decisions for your best interest!
People helping people, it’s a beautiful thing and MCMG goes the extra mile to insure that you are making the best decisions for your best interest!
Very professional team and exceeded expectations. We were able to communicate efficiently from across the country to close on-time, on the exact date planned. Highly recommend.
Very professional team and exceeded expectations. We were able to communicate efficiently from across the country to close on-time, on the exact date planned. Highly recommend.
Patrick and team were an awesome broker to work! I truly feel like I got the most competitive rate on the market and was set up to succeed over the long term. Everyone at MC Mortgage group was friendly, knowledgable, and transparent throughout...
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Patrick’s the man!!! He seems to be able to get things done that no one else can! Patrick and his crew are always a joy to work with!!!
Reply from Owner
March 19th, 2025 01:00 PM
Thanks Shannon! We really appreciate you!
I've worked with Patrick Stoy on a couple properties now. He's been a great source of information, he's been timely and efficient, and he closed on time.Update.MC Mortgage group has helped me finance four properties now. I’ve recommended them...
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Patrick is quick and efficient. Pat and his team are the best! We were update throughout the process and Patrick was flexible with our work schedule and was nice enough to meet us after business hours. We even received the "clear to close"...
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Reply from Owner
December 23rd, 2025 08:25 PM
Thank you so much for the fantastic feedback! Keeping things moving quickly while keeping you informed is always our goal. We appreciate your trust in us and loved working with you.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095