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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Great home buying experience! Explored multiple options to get the perfect loan for our situation. Much appreciated!
I've used MC Mortgage on 2 rental properties so far. I live out of state and it is difficult putting all the pieces together. Patrick and his team go above and beyond to make the process as seamless as possible!
I've used MC Mortgage on 2 rental properties so far. I live out of state and it is difficult putting all the pieces together. Patrick and his team go above and beyond to make the process as seamless as possible!
We used MC Mortgage Group for a fast close on our most recent investment property. They were helpful, professional, and got the deal done quickly. I highly recommend using them.
We used MC Mortgage Group for a fast close on our most recent investment property. They were helpful, professional, and got the deal done quickly. I highly recommend using them.
Patrick and the team at MC Mortgage Group were nothing but fast, responsive, and excellent at what they do. Highly recommended!
Patrick and the team at MC Mortgage Group were nothing but fast, responsive, and excellent at what they do. Highly recommended!
My husband and I used MC Mortgage Group when buying our first home. Patrick and his team are so easy to work with and we’re there every step of the way through this process. I kept wondering when the hard part was coming, but everything was...
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Reply from Owner
August 12th, 2025 02:05 PM
Sarah, we are so grateful to have you as a repeat borrower. This is such a wonderful compliment. Thank you again for trusting us with such an important purchase not once but twice. We are honored to be able to assist you again!
My family and I have used MC Mortgage 5 times and e everything was smooth sailing each time. Nicole and Shay were both a pleasure to work with this most recent time. Thanks!
Reply from Owner
March 4th, 2022 09:15 PM
Thank you so much for your feedback Kevin! It was a pleasure to help you again! Thank you so much for your business.
My family and I have used MC Mortgage 5 times and e everything was smooth sailing each time. Nicole and Shay were both a pleasure to work with this most recent time. Thanks!
Reply from Owner
March 4th, 2022 09:15 PM
Thank you so much for your feedback Kevin! It was a pleasure to help you again! Thank you so much for your business.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095