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Patrick Stoy at CrossCountry Mortgage

Name: CrossCountry Mortgage
Address: 1908 Eastwood Road, Suites 217 & 219, Wilmington, North Carolina, 28403
Telephone: +1-910-200-8859
Rating: 4.98

Senior Vice President of Lending | NMLS #39527

4.98

(489)

Mortgage

Mortgage Loan Officer

Contact Info

(910) 407-9887

Wilmington, NC

https://www.ccm.com/patrick-stoy

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4.98

(489)

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4.92

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4.99

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Thank you to Patrick, Brennan and the rest of their team. These are the people you want on your team when making that next step into a new home. I couldn’t recommend them enough.

Reply from Owner

May 7th, 2026 01:52 PM

Thank you so much for your kind words and recommendation! We’re thrilled to hear you had a great experience with Patrick, Brennan, and the entire team. Buying a new home is such an exciting milestone, and we’re grateful we could be part of...

Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Gregory N

Reply from Owner

May 6th, 2026 12:33 PM

Thank you so much for your 5 Star review! It was truly a pleasure working with you!

Cross Country was excellent to work with! They were efficient and explained everything to me every step of the way. I highly recommend the whole team, especially Brennan!

Reply from Owner

May 6th, 2026 12:29 PM

Thank you so much for the great feedback! We’re thrilled to hear you had an excellent experience and that everything was explained clearly along the way—that’s exactly what we strive for. Brennan and the entire team will really appreciate the...

Great job in a short amount of time. We are loving our new place and the job the Patrick Stoy team did. Our rep Brennan was stellar with keeping us up to date and involved throughout the process

Reply from Owner

May 6th, 2026 12:30 PM

Thank you so much for the kind words! We’re thrilled to hear you’re loving your new home—that’s what it’s all about.It’s great to know Brennan kept you informed and involved every step of the way, and that our team could deliver for you on...

I brought Patrick and his team in late. They had to do a lot in less time then they usual. They were definitely up for the challange. I saved a fair amount of money going with their package over the lender I had started with not to mention...

Reply from Patrick Stoy at CrossCountry Mortga...

May 12th, 2026 04:21 PM

John, I'm grateful that you chose to work with me and my team. I'm pleased we could meet the challenge and provide you with a package that saved you money and brought peace of mind. It was important to us that you felt comfortable throughout...

Excellent assistance and detailed advice. All of my extensive questions were answered and the process was handled well and with care. Thank you!

Reply from Owner

May 6th, 2026 12:28 PM

Thank you for your kind words! We’re glad to hear you felt supported and well-informed throughout the process. Taking the time to answer every question and provide clear, detailed guidance is something we take pride in, so it means a lot to...

Can't say enough good things about Brennan Pearson. This was my first experience buying a house and I was told by four other mortgage companies I wouldn't be eligible for an FHA loan because of a small complication with my employment history....

Reply from Owner

May 6th, 2026 12:27 PM

Thank you so much for sharing your experience—this means a lot to our team. We’re especially glad Brennan was able to step in with confidence and find a solution when others couldn’t. That kind of persistence and problem-solving is exactly...

As a first time home buyer, CrossCountry was the perfect choice. Patrick Stoy and his team, in particular Brennan Pearson, delivered an excellent experience and were truly instrumental in providing guidance and knowledge throughout the home...

Reply from Owner

May 6th, 2026 12:26 PM

Thank you so much for the kind words and for trusting our team with such an important milestone! We’re especially glad to hear that Brennan and the entire team were able to provide the guidance and support you needed as a first-time homebuyer—that’s...

Very efficient! Excellent follow through Patrick calls quarterly with interest rate updates and strategies

Reply from Owner

April 8th, 2026 05:53 PM

Appreciate you taking the time to share this Earl—efficiency and follow-through are things we take seriously. Glad those quarterly check-ins with Patrick have been helpful in keeping you informed and ahead of the curve. We’re grateful for the...

I don’t think it could have gone any better. Patrick and Brennan and the entire team were nothing short of amazing. I love the portal which made it so easy to provide information and the overall experience was top-notch. I would recommend these...

Reply from Owner

April 8th, 2026 05:51 PM

Thank you so much for the kind words! We’re thrilled to hear that your experience felt seamless from start to finish. Patrick, Brennan, and the entire team work hard to make the process as smooth and stress-free as possible, and it’s great...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Conventional Home Loan

Mortgage Refinance

USDA Loans

Non-QM

Specialities

Conventional Loan

VA Loan

Jumbo Loan