Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Awesome team. Straight forward and easy process.
Reply from Owner
November 11th, 2026 04:22 PM
Thank you for the 5 star review! We’re so happy to hear you had a smooth, straightforward experience with our team. We truly appreciate your trust and the opportunity to help with your home financing!
They did a great job for us! Communication was good and we would use Patrick and his team for our next purchase
Reply from Owner
November 11th, 2026 03:27 PM
Thank you so much for the kind words! We truly appreciate your trust in Patrick and the team. Providing great communication and a smooth experience is always our goal. We look forward to working with you again on your next purchase!
Our home-buying process with CrossCountry Mortgage was smooth overall, even though the journey itself came with its challenges. Their team really made an effort to help us get to the finish line and worked hard to make it happen for us. We...
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Reply from Owner
November 6th, 2026 03:55 PM
Thank you so much for your kind words and recommendation! We know the home-buying journey can come with unexpected challenges, and we’re grateful you trusted our team to help guide you through the process. It was our pleasure to work with you...
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I cannot recommend Brennan enough! My husband and I were just one week away from closing on our first home when we ran into some serious issues with our original lender, who was trying to charge us significantly more than we had originally...
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Reply from Owner
November 2nd, 2026 05:20 PM
Thank you so much for sharing your experience! We’re thrilled Brennan was able to step in, ease your stress, and help you get into your first home with a better outcome. He truly cares about his clients, and we’re grateful you trusted our team...
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Patrick and staff were very thorough from start to finish with my refinance loan. All the questions and concerns I had were answered within minutes. Very enjoyable process, which anybody knows can be lengthy and frustrating. Patrick and his...
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Reply from Owner
September 21st, 2026 07:13 PM
Tim, Thank you so much for the kind words! We truly appreciate your trust and are always happy to help with your mortgage needs. It was a pleasure working with you!
Patrick and staff were very thorough from start to finish with my refinance loan. All the questions and concerns I had were answered within minutes. Very enjoyable process, which anybody knows can be lengthy and frustrating. Patrick and his...
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Reply from Patrick Stoy
September 28th, 2026 04:00 PM
Timothy, I'm pleased to hear that you had such a positive experience with your refinance loan at CrossCountry Mortgage, LLC. It's great to know that my team and I could provide you with the thorough and timely service you expected. Thank you...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from James F
Reply from Owner
September 11th, 2026 06:57 PM
James, thank you for the 5-star rating! I appreciate your support and am here if you need anything further.
Patrick and his team are awesome!! They’ve helped me with several transactions over the past 15 years—many of my clients as well—and they always go above and beyond.
Reply from Owner
August 26th, 2026 01:43 PM
Thank you so much for your kind words and, especially, for trusting Patrick and our team for so many years! We truly appreciate your continued partnership and the opportunity to help both you and your clients. Here’s to many more successful...
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Excellent job!
Reply from Owner
August 20th, 2026 08:16 PM
Ann, Thank you for the 5 star review! We are so happy to hear we have done an excellent job for you. We are truly grateful for the continued relationship we have with you, and look forward to many more!
Worked with Brennan Pearson who was professional and easy to work with for my non-qm loan. Got me approved even with a tricky rec lease on my condo in South Florida. Quick to reply and clear in direction. Will use him again and recommend to...
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Reply from Owner
August 10th, 2026 02:50 PM
Stephanie, Thank you so much for the wonderful review! We’re thrilled to hear that Brennan was able to make the non-QM loan process smooth and straightforward, especially with the unique circumstances surrounding your condo. We truly appreciate...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095