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Patrick Ryan - Branch Manager in Newport, RI
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Patrick Ryan

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Branch Manager

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With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
5%
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Reviews from Web
  • Encompass
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    Bruce E C
    Solon, OH
    Posted on February 23rd, 2026 05:28 PM
    Process was fast, seemed streamlined, and straight
    Reply from Patrick Ryan
    March 2nd, 2026 05:28 PM
    Bruce, I'm pleased to hear that you found the process fast and streamlined. Ensuring a smooth experience is always my aim. If there's anything else I can assist you with, don't hesitate to reach out.
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    Kevin S
    Braintree, MA
    Posted on February 23rd, 2026 02:11 PM
    Patrick was great
    Reply from Patrick Ryan
    March 2nd, 2026 02:11 PM
    I'm glad to know you had a positive experience working with me, Kevin. If there's anything else I can assist you with or if you have further questions down the line, feel free to reach out.
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    Thomas M K
    Warwick, RI
    Posted on February 19th, 2026 04:12 PM
    I felt very in my dealings with pat
    Reply from Patrick Ryan
    February 26th, 2026 04:13 PM
    I’m pleased to hear that you felt comfortable in your dealings with me, Thomas. It's important to me that my clients have a positive experience. If you ever have more questions or need help in the future, don't hesitate to get in touch.
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    Bruce J
    Bloomsburg, PA
    Posted on February 19th, 2026 04:07 PM
    They handled all my questions explain everything to me and got my loan taken care of quick so we had time t
    Reply from Patrick Ryan
    February 26th, 2026 04:08 PM
    Bruce, I’m glad to hear that your questions were addressed and the loan process was handled promptly. Making sure you have a clear understanding and completing your loan efficiently is always my goal. If you have any more questions in the future,...
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    Juan P
    Sunbury, PA
    Posted on January 21st, 2026 03:52 PM
    Thank you Patrick.
    Reply from Patrick Ryan
    January 28th, 2026 03:53 PM
    I appreciate the acknowledgment, Juan. If you need any further assistance or have questions, please don't hesitate to reach out.
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    Willie M M D
    Upper Marlboro, MD
    Posted on January 16th, 2026 04:07 PM
    Excellent customer service and response time All aspects of communication and service was exceptional All information was provided when requested and provided the support required
    Reply from Patrick Ryan
    January 23rd, 2026 04:07 PM
    Thank you so much for your positive feedback, Willie. It's gratifying to hear that you found the communication and service to be exceptional. Ensuring you have all the information and support needed is a priority for me. If there's ever anything...
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    Sandra G
    Colorado Springs, CO
    Posted on December 31st, 2025 08:28 PM
    I've with Patrick for a long time and he knows me very wel, so I go wherever he goe. He very professional, and great person 😻
    Reply from Patrick Ryan
    January 7th, 2026 08:29 PM
    Sandra, I truly appreciate your kind words and continued trust in me. Building a lasting professional relationship with you has been rewarding, and I'm grateful for the support over the years. If there's ever anything you need, don't hesitate...
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    Danyell D S
    Sunbury, PA
    Posted on December 17th, 2025 02:01 AM
    You took your time and worked with me and did a great job
    Reply from Patrick Ryan
    December 24th, 2025 06:16 PM
    It's rewarding to know that my efforts made a positive impact on your experience, Danyell. Taking the time to work with you closely is always a priority for me. If there's anything else I can do for you or if you have any further questions,...
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    Brian L
    Berwick, PA
    Posted on October 31st, 2025 02:35 PM
    The whole team helped me through a stressful process and had a wonderful fast turn around from application to closing. Thank you.
    Reply from Patrick Ryan
    November 7th, 2025 02:36 PM
    I'm grateful for your feedback, Brian. It's important to me that the process went smoothly and quickly for you during what can often be a stressful time. Should you have any more questions or need assistance in the future, don't hesitate to...
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    Attila S
    Stillwater, PA
    Posted on September 30th, 2025 03:35 PM
    It was so easy to talk to you guys and I felt you were helpful all the way through the application process. I was really nervous but I do feel a lot better thanks to you guys
    Reply from Patrick Ryan
    October 7th, 2025 03:35 PM
    Hearing that you felt better after working with me means a lot, Attila. I'm glad that I could ease your nerves and support you throughout the application process. If there's anything more I can assist you with, please reach out at any time....
    read more
  • 41–50 of 167
    About
    With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #67391
    Hobbies
    • tennis, pickleball,golf, boating, fishing
    Disclaimer
    Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions