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Patrick Ryan - Branch Manager in Newport, RI
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Patrick Ryan

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Branch Manager

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With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
5%
3 Star
0%
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Reviews from Web
  • 3rd Party Review
    D
    Daniel L
    Middletown, RI
    Posted on February 14th, 2021 12:00 AM
    Refinancing with Pat was very easy and straightforward. He is quick to respond to questions or concerns.
  • 3rd Party Review
    J
    Jennifer F
    Middletown, RI
    Posted on February 7th, 2021 12:00 AM
    Always pleasure working with this gentleman!
  • 3rd Party Review
    R
    Renee R
    Middletown, RI
    Posted on February 7th, 2021 12:00 AM
    Second time refinancing with Patrick. Made it easy.
  • Zillow
    J
    Jmywiggs84
    Newnan, GA
    Posted on March 1st, 2017 12:00 AM
    We have been working with Patrick and Embrace Home Loans since about 2012. He has done a fantastic job getting our finances in order. I would highly recommend Patrick to give the same service as he has always given us. He gets 6 stars from...
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  • Zillow
    D
    Drcsblack
    West Warwick, RI
    Posted on February 28th, 2017 12:00 AM
    in 2016 Patrick help us with two home loans, the first saving us thousands per month and helping us aquire financing forbour dream home when others said it could not be done. He was extremely knowledgeable in the various tyoes of loans, he...
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  • Zillow
    R
    Randjbill
    Stockbridge, MA
    Posted on February 24th, 2017 12:00 AM
    Very professional - articulate & "Patient" Spent a lot of time going over everything in detail. Areal pleasure to work with!!! I would recommend Patrick on a very high scale 5 stars all around.
  • Zillow
    K
    Kathyp30
    Boston, MA
    Posted on February 21st, 2017 12:00 AM
    Patrick Ryan was very open and honest about the process and what he was able to do for me. I had applied to several lenders before meeting Patrick. After discussing the process and telling me that the loan could be done, I had submitted all...
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    About
    With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #67391
    Hobbies
    • tennis, pickleball,golf, boating, fishing
    Disclaimer
    Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions