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Patrick Ryan
Branch Manager
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Your guidance, patience, and professionalism made everything so much smoother for us, and we’re truly grateful.
We really appreciate the time and care you put into helping us reach this milestone.
Thank you
Reply from Patrick Ryan
September 25th, 2025 05:39 PM
Your kind words mean a lot to me, Renata. I'm pleased to hear that my guidance and support helped smooth the process for you. It's rewarding to know that the time and care I dedicate to assisting you were appreciated. If you have any further...
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Patrick was always ready to answer questions and very patient and professional. Worked well with the real state agente and were able to get us what we needed .Always responded to emails and calls within minutes. We felt like we were n good...
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Reply from Patrick Ryan
September 25th, 2025 05:06 PM
I'm glad to know you felt well-supported and in good hands through the process, Marcos. Providing prompt responses and working smoothly with your real estate agent are essential aspects of my service. If you have any more questions or need...
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Pat was attentive to my needs and worked with underwriters to assist me when necessary
Reply from Patrick Ryan
September 24th, 2025 10:56 PM
I'm pleased to hear that you felt supported during the process, Cindy. Working closely with underwriters to address your needs is something I prioritize. Should you have any other questions or require further assistance, please don't hesitate...
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Pat was very attentive to answering my questions and clear on explaining processes. In working with Pat I felt confident and calm that my needs were being met. Thank you so very much!!
Reply from Patrick Ryan
September 22nd, 2025 02:01 PM
I'm grateful for your kind words, Margaret. It's important to me that you felt confident and at ease throughout the process. Answering your questions and making sure everything is clear are priorities for me. Should you have any future inquiries...
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Ive been working with Patrick for years! He is amazing at what he does and I'm thankful to have him as my lender!
Reply from Patrick Ryan
September 19th, 2025 02:08 PM
I appreciate your kind words and continued trust, Chantelle. It's been a pleasure working with you over the years. If there's ever anything more you need, please don't hesitate to reach out. Thank you for choosing me as your lender at Waterstone...
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They made sure I had everything I needed to get into my house
Reply from Patrick Ryan
September 19th, 2025 12:24 PM
I'm glad to hear that you felt well-supported throughout the process, Elwood. Ensuring you have everything you need is a key part of what I strive for. If there's anything else you might need in the future, feel free to reach out. Thank you...
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Amazing communication & a great job!
Reply from Patrick Ryan
September 16th, 2025 12:50 PM
I'm pleased to know that you were satisfied with the communication and the overall job, Deirdre. Ensuring everything goes smoothly is always my goal. If you have any questions in the future or need assistance, feel free to reach out. Thank...
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Everyone was so respectful and kind seemed like they were always there when we had a question no matter how small it was
Reply from Patrick Ryan
September 13th, 2025 11:27 PM
It’s great to hear that you felt supported and respected throughout the process, Theodore. I'm glad I could be there to address all your questions, no matter the size. If you ever have more inquiries or need assistance in the future, I'm just...
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My experience working with Pat and Waterstone Mortgage was incredible. I was looking to buy a condo in Rhode Island and believed that I could only qualify for a FHA due a very tough divorce that affected my credit history. Pat was able to work...
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Reply from Patrick Ryan
August 20th, 2025 12:47 PM
Thank you for sharing your experience, Michelle. I'm glad I could assist you in securing a conventional loan during what must have been a challenging time. It's great to hear that everything went smoothly and that you got the condo you wanted....
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Great experience
Reply from Patrick Ryan
July 9th, 2025 01:38 PM
I'm happy to hear that you had a great experience, Jeffrey. Your positive feedback means a lot to me. If you ever have any questions or need further assistance, don't hesitate to reach out. Thank you for your trust in me and Waterstone Mortgage....
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About
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #67391
Awards
Hobbies
- tennis, pickleball,golf, boating, fishing
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions