Patrick Ryan
Branch Manager
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
It was great Patrick he did great job thank you
He knows his stuff. Tanya you do too. He not only knows what he's doing he is good at it. He is patient Individuals at my age requires that. He take his time explaining things thoroughly and doesn't get off the phone with you. Tell you he knows...
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Patrick and the team at Waterston made the home buying process quick and efficient . Communication was clear and concise, and Patrick was available anytime we needed him. He was the only lender who offered a VA ARM to provide us with the loan...
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Reply from Owner
June 15th, 2026 01:03 PM
Rachel, I'm grateful for your positive feedback and pleased to hear that the home buying process was quick and efficient for you. It's nice to know that the VA ARM option was a good fit for your needs. Thank you for recommending me to others...
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Patrick and the team at Waterston made the home buying process quick and efficient . Communication was clear and concise, and Patrick was available anytime we needed him. He was the only lender who offered a VA ARM to provide us with the loan...
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Reply from Patrick Ryan
June 15th, 2026 07:31 PM
Rachel, I appreciate your kind words and am happy to know that the VA ARM option worked well for you. It's great to hear that the process was quick and efficient. Thank you for recommending me to others in the military community.
I had a smooth experience with the loan process and underwriting, the interest rate was competitive, overall great experience.
Reply from Patrick Ryan
June 9th, 2026 01:40 PM
I'm glad to hear you had a smooth experience with the loan process and found the interest rate competitive, Maxwell. Thank you for sharing your positive experience with me.
Pat is hands down one of the best lenders I've worked with. He communicates well, answers his phone, keeps buyers informed, and knows how to solve problems when they come up. My clients always feel taken care of, and I know when I refer someone...
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Reply from Patrick Ryan
June 8th, 2026 08:34 PM
I appreciate your kind words, Dawn. It's good to know that my communication and problem-solving skills have been beneficial to you and your clients. Your trust in referring clients to me is highly valued, and I'm glad to make the mortgage process...
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Patrick Ryan has received a review with 5 star rating from Gabriella D
Reply from Owner
April 29th, 2026 02:59 PM
Thank you for the perfect rating, Gabriella. I appreciate your support and trust in my services at Waterstone Mortgage.
Patrick Ryan and his team at Waterstone Mortgage were extremely helpful and accommodating throughout the whole time we worked with them. They went above and beyond to make sure we had the best possible experience and understood every step of...
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Reply from Patrick Ryan
April 29th, 2026 01:35 PM
It's wonderful to hear that you found my team and me helpful and accommodating, Gabriella. I'm pleased we could ensure you had a positive experience and clarity throughout the process. If you ever have more questions or need further assistance,...
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everyone was on top of their task made the process very easy
Reply from Patrick Ryan
April 28th, 2026 08:20 PM
I'm glad to hear that the team and I could make the process easy for you, Patrick. Your feedback is greatly appreciated. If you have any further questions or need assistance, feel free to reach out.
Patrick explained every step of the process thoroughly and answered all of my questions. When we hit road bumps along the way, he was extremely communicative and responsive!
Reply from Patrick Ryan
April 7th, 2026 05:04 PM
I appreciate your kind words, Laura. I'm glad I could provide thorough explanations and address all your questions. Navigating road bumps smoothly is important, and I'm pleased that my communication helped throughout the process. If there's...
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About
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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398
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #67391
Awards
Hobbies
- tennis, pickleball,golf, boating, fishing
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions