Top 5%
Patrick Ryan
Branch Manager
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Patrick Ryan has received a review with 5 star rating from Alexander G
Reply from Owner
November 2nd, 2026 09:45 PM
Thank you, Alexander, for the perfect rating. I'm glad to know your experience with Waterstone Mortgage was positive.
Always came up with a solution to my problems..
Reply from Patrick Ryan
October 30th, 2026 07:07 PM
I'm glad I could consistently find solutions to your problems, Alexander. At Waterstone Mortgage, my goal is always to provide effective support throughout the process.
Pat was able to get us the numbers we needed that was workable for use. Closing was fast and on time.
Reply from Patrick Ryan
October 16th, 2026 03:13 PM
I'm pleased to hear that I could provide the numbers you needed, Tyler. At Waterstone Mortgage, ensuring a fast and timely closing is always a priority.
I know when I hand a client over to Pat that we’re both getting clear, concise communication from start to finish. Will absolutely continue to recommend Pat at Waterstone to my buyers!
Reply from Owner
October 19th, 2026 01:40 PM
Thank you for your trust and recommendation, Abby. I'm pleased to hear that my communication efforts at Waterstone Mortgage have been beneficial for you and your clients. I look forward to continuing to support your buyers with the same level...
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Pat came up with a solution to save a deal from different lender and still closed on time! no excuses, just results!
Reply from Patrick Ryan
October 16th, 2026 05:32 PM
I'm grateful for your kind words, Abby. It's rewarding to know I could help save your deal and ensure a timely closing with Waterstone Mortgage. Your satisfaction is important to me, and I'm pleased we achieved the desired results.
If was a pleasure working with you.
Reply from Patrick Ryan
October 12th, 2026 06:51 PM
I'm glad to hear that working with me was a pleasure, Tina. At Waterstone Mortgage, we strive to make the process as smooth as possible, and I'm happy I could contribute to that experience.
If you want a house and need a lender Patrick definitely that guy. He smooth and cold with his work and it shows
Reply from Owner
October 8th, 2026 01:49 PM
Thank you, Carl, for your generous words. I'm pleased that my approach made a positive impact on your home buying experience with Waterstone Mortgage.
Patrick Was just the best overall, he gave me a goal he called me back 2 years later and in 60 days I found a dream home . process with him was really just to easy I thought I was supposed to be pulling my hair out but he said sit back I got...
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Reply from Patrick Ryan
October 7th, 2026 01:51 PM
I'm happy to know that I could help you find your dream home, Carl. It was a pleasure working with you, and I'm glad the process felt easy and stress-free. Thank you for choosing Waterstone Mortgage and for your kind words.
patrick was absolutely perfect to work with
Reply from Patrick Ryan
September 14th, 2026 01:51 PM
Thank you, Christopher. I'm grateful for your kind words and pleased to know that working together was a positive experience for you.
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About
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #67391
Awards
Hobbies
- tennis, pickleball,golf, boating, fishing
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions