Top 5%
Patrick Ryan
Branch Manager
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Patrick Ryan has received a review with 5 star rating from Charles M
Reply from Owner
August 17th, 2026 01:06 PM
Thank you, Charles, for the 5-star rating. I appreciate your support and am glad you had a positive experience with Waterstone Mortgage.
Communication with Patrick made it easy to navigate
Reply from Patrick Ryan
August 17th, 2026 04:03 PM
Charles, I appreciate your kind words about our communication. I'm happy to know it helped make the process easier for you.
Pat was a pleasure to work with throughout the transaction. Communication was easy and consistent, and Pat maintained a calm, even-keeled approach from start to finish. I always received timely updates, which made the process smooth and stress-free....
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Reply from Patrick Ryan
August 10th, 2026 01:38 PM
Amanda, I'm grateful for your kind words and am pleased that the communication and process were smooth for you. It's wonderful to hear that my approach and the rate secured met your expectations. Thank you for your recommendation, and I look...
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Through every step of the process Pat and his team were knowledgeable and extremely helpful, supporting us through family medical emergencies and extended closing dates. Pat helped us secure our dream home at a great rate. We are grateful for...
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Reply from Patrick Ryan
August 10th, 2026 07:07 PM
Babylonia, I'm grateful to know that my team and I could assist you through such significant moments, including family emergencies and extended closing dates. Securing your dream home is a wonderful achievement, and I'm pleased we could support...
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Patrick Ryan was recommended by our realtors and we are extremely pleased with our experience with Patrick and Waterstone's support team. We would definitely do business with him again if the opportunity arose. Many thanks for the services...
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Reply from Patrick Ryan
August 6th, 2026 01:22 PM
William, I'm pleased to know that you had a great experience with both me and the Waterstone support team. Your willingness to do business with me again means a lot. Thank you for your kind words and for sharing your experience!
Professional and knowledgeable. Pat was available repeatedly on short notice for questions and changes.
Reply from Owner
August 6th, 2026 01:06 PM
Fred, I appreciate your kind words. It's nice to know that my availability and knowledge were helpful to you throughout the process. Thank you for taking the time to share your experience!
Pat was responsive, transparent and honest throughout this process, Even with a few false starts. There was professionalism from his team throughout the home buying process.
Reply from Patrick Ryan
August 5th, 2026 02:20 PM
Fred, I'm glad to hear you appreciated the responsiveness and transparency during your home buying process. It's great that you found both my approach and my team's professionalism helpful, even with a few false starts. Thank you for sharing...
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Pat was very nice and helpful. Any answers we had we got quick responses. It was a very smooth and easy process!
Reply from Patrick Ryan
August 4th, 2026 06:35 PM
Natalie, I'm grateful for your kind words. It's great to hear that you found the process smooth and easy, and that my quick responses were helpful. Thank you for sharing your experience with me!
Made buying our first home easy and stress free
Reply from Owner
August 3rd, 2026 01:06 PM
Ty, I'm happy to know that your first home buying experience was easy and stress-free. Thank you for sharing your positive experience with me.
I felt very confident throughout the whole process thanks to great communication from the Waterstone team. If I ever had a question they were very helpful and knowledgeable with their replies.
Reply from Patrick Ryan
August 3rd, 2026 03:56 PM
Ty, I'm pleased to hear that the communication from the Waterstone team gave you confidence throughout the process. It's great to know that you found our team helpful and knowledgeable whenever you had questions. Thank you for sharing your...
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About
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #67391
Awards
Hobbies
- tennis, pickleball,golf, boating, fishing
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions