Top 5%
Patrick Ryan
Branch Manager
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
everyone was on top of their task made the process very easy
Reply from Patrick Ryan
April 28th, 2026 08:20 PM
I'm glad to hear that the team and I could make the process easy for you, Patrick. Your feedback is greatly appreciated. If you have any further questions or need assistance, feel free to reach out.
Patrick explained every step of the process thoroughly and answered all of my questions. When we hit road bumps along the way, he was extremely communicative and responsive!
Reply from Patrick Ryan
April 7th, 2026 05:04 PM
I appreciate your kind words, Laura. I'm glad I could provide thorough explanations and address all your questions. Navigating road bumps smoothly is important, and I'm pleased that my communication helped throughout the process. If there's...
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Working with Patrick was an absolute pleasure from start to finish. He took the time to truly understand our financial situation and walked us through every option with patience and clarity. My situation was a bit unconventional — initiating...
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Reply from Owner
April 8th, 2026 03:08 PM
Thank you for the positive rating, Mo. If there's anything more you need, please feel free to reach out.
I was updated constantly regarding the process and the online platforms were great as well. Timely communication always .
Reply from Patrick Ryan
April 7th, 2026 04:25 PM
Thank you for sharing your feedback, Maurice. I'm pleased that the constant updates and our online platforms worked well for you. Clear and timely communication is something I strive to maintain. If there's anything else I can assist you with,...
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Had a amazing experience everyt went smoothly and quickly
Reply from Patrick Ryan
March 25th, 2026 03:28 PM
I'm pleased to hear that everything went smoothly and quickly for you, Charles. If you have any more questions or need further assistance in the future, feel free to reach out.
Knowledgeable, professional, helpful and available .
Reply from Patrick Ryan
March 23rd, 2026 03:20 PM
I'm grateful for your kind words, Ann. It's rewarding to know that you found my approach knowledgeable and professional. Being helpful and available is a key part of providing a good experience. If there's anything else you need, please feel...
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Patrick is wonderful!!! Very responsive and helped us Soo Much!!
Reply from Patrick Ryan
March 23rd, 2026 08:31 PM
I'm glad to hear that you had a positive experience, Teresa. It's important to me to be responsive and provide the assistance you need. If there's anything else I can do for you, please feel free to reach out.
Everyone was quick to respond and helpful
Reply from Patrick Ryan
March 16th, 2026 04:33 PM
I appreciate your feedback, Adam. It's great to know that you found everyone responsive and helpful. I'm committed to ensuring that all interactions are swift and supportive. If you have any further questions or need assistance, feel free to...
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Patrick helped to step in and arrange for a smooth closing on 3 loans after my original loan officer left Waterstone. Much appreciated.
Reply from Patrick Ryan
March 16th, 2026 02:58 PM
Thank you for your feedback, Christopher. I'm pleased that I could assist with arranging a smooth closing on your loans after the transition. Ensuring a seamless process during such changes is important to me. If you have any further needs...
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Patrick did an excellent job of communicating with us and making the process easier and understandable.
Reply from Patrick Ryan
March 6th, 2026 09:05 PM
I'm glad to hear that you found my communication helpful and that the process was made easier for you, Cecilia. Making sure everything is clear and manageable is a priority for me. If you have any more questions or need assistance in the future,...
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About
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #67391
Awards
Hobbies
- tennis, pickleball,golf, boating, fishing
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions