Top 5%
Patrick Ryan
Branch Manager
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and rea... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Pat was responsive, transparent and honest throughout this process, Even with a few false starts. There was professionalism from his team throughout the home buying process.
Reply from Patrick Ryan
August 5th, 2026 02:20 PM
Fred, I'm glad to hear you appreciated the responsiveness and transparency during your home buying process. It's great that you found both my approach and my team's professionalism helpful, even with a few false starts. Thank you for sharing...
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Pat was very nice and helpful. Any answers we had we got quick responses. It was a very smooth and easy process!
Reply from Patrick Ryan
August 4th, 2026 06:35 PM
Natalie, I'm grateful for your kind words. It's great to hear that you found the process smooth and easy, and that my quick responses were helpful. Thank you for sharing your experience with me!
Made buying our first home easy and stress free
Reply from Owner
August 3rd, 2026 01:06 PM
Ty, I'm happy to know that your first home buying experience was easy and stress-free. Thank you for sharing your positive experience with me.
I felt very confident throughout the whole process thanks to great communication from the Waterstone team. If I ever had a question they were very helpful and knowledgeable with their replies.
Reply from Patrick Ryan
August 3rd, 2026 03:56 PM
Ty, I'm pleased to hear that the communication from the Waterstone team gave you confidence throughout the process. It's great to know that you found our team helpful and knowledgeable whenever you had questions. Thank you for sharing your...
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Patrick was very Knowledgeable and answered all our questions. A very professional agent.
Reply from Patrick Ryan
July 29th, 2026 08:06 PM
Pauline, I appreciate your kind words. I'm glad I could provide the answers and knowledge you needed throughout the process. Thank you for recognizing my professionalism.
Patrick Ryan has received a review with 5 star rating from Vincent D
Reply from Owner
July 13th, 2026 02:25 PM
Thank you for the perfect rating, Vincent. I appreciate your support!
We couldn't have done this without you . Thank you for everything. Anyone that needs to buy a house I will be recommending you .
Reply from Patrick Ryan
July 10th, 2026 03:34 PM
Vincent, I'm grateful for your kind words and support. It's wonderful to know you felt well-supported throughout the process. Thank you for considering recommending my services to others!
The process was overwhelming at times to say the least and Patrick was great alaways providing support, guidance and reassurance . He made him self readily available and explained every step ensuring that we understood fully.I would highly...
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Reply from Patrick Ryan
July 10th, 2026 07:17 PM
Joseph, thank you for your kind words and recommendation. I'm pleased to hear that my support and guidance were helpful throughout the process. It's nice to know that you felt reassured and well-informed every step of the way.
The transaction started off well, but quickly grew problematic. Patrick went above and beyond to seek the best family members to qualify for this unique situation, and bring it to the closing table earlier than originally planned. He was AWESOME!...
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Reply from Owner
July 7th, 2026 02:11 PM
Bryan, I appreciate your feedback and am glad to hear that I could help navigate the unique situation and expedite the process for you. It's great to know we could bring everything to the closing table earlier than expected. Thank you for your...
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The transaction started off well, but quickly grew problematic. Patrick went above and beyond to get this to the closing table earlier than originally scheduled, as well as vetting the eligible family members that best qualified for this unique...
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Reply from Patrick Ryan
July 7th, 2026 02:15 PM
Bryan, I appreciate your feedback and am glad to hear that I could help navigate the unique situation and expedite the process for you. It’s good to know we could bring everything to the closing table earlier than expected. Thank you for your...
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About
With over 30 years in mortgage lending, Patrick Ryan takes a client-focused, consultative approach to helping homebuyers find the right loan. A top 1% mortgage originator in 2020 and 2021, he values strong relationships with clients and real estate partners to ensure a smooth process. Pat enjoys tennis, boating, and supporting Child & Family of Rhode Island. If you're looking for a knowledgeable and dedicated mortgage professional, Pat is ready to guide you on your homeownership journey!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #67391
Awards
Hobbies
- tennis, pickleball,golf, boating, fishing
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-2360530. West Virignia Mortgage Broker Branch License #MBB-2360530.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Rhode Island Lender Branch Certificate #20173404LL B02.West Virginia Mortgage Lender Branch License #MLB-2360530.Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Massachusetts Mortgage Lender License #MC186434.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Massachusetts Mortgage Broker License #MC186434.Maryland Mortgage Lender License #186434.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530. Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions