Pat Baldwin
Sr. Mortgage Advisor | NMLS# 1063182
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit... Show More
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Pat went above and beyond to help us understand our mortgage and walked us through every step of the process. She and our realtor partnered to help us come up with creative ways to make our offer stand out in today's market.
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Reply from Pat Baldwin
June 4th, 2025 10:39 PM
Thanks Casey! It was a pleasure helping you and Sean buy your beautiful new home! Thanks for noticing how Leslie and I make a great team when it comes to getting your offer accepted!
Having Pat assist us with purchasing a home made it such an easy process. Would recommend not only Province to my friends but would ask them to specifically ask for Pat to help them.
Reply from Pat Baldwin
May 21st, 2025 05:53 PM
Thanks Sean! As you and Casey know, I love what I do! I'm so glad I promised and was able to close your loan in just 21 days, which helped get your offer accepted in this competitive market. I'm thrilled you now own the home of your dreams...
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pleasant Aunt to deal with was on top of everything. Just a great overall experience.
Reply from Pat Baldwin
May 16th, 2025 04:07 PM
Thanks Bob! It was a pleasure helping you, Jamie, and Anthony buy your beautiful new home in CT! I'm glad to hear it was a great experience working with me!
Pat was wonderful, patient, and kind. She provided great advice and service throughout the entire process. We look forward to working with her again!
Reply from Pat Baldwin
May 12th, 2025 09:37 PM
Thanks Chris! I enjoyed going on the home buying journey with you and Kristen! I'm thrilled you now have a beautiful home in Jamestown to enjoy with the dogs!
From the very start Pat was personible and helpful. Anyone who has a opportunity to work with Pat will realize right away she is not only very competent, but has a passion for her job. I have no reservations about referring her to my family,...
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Reply from Pat Baldwin
May 12th, 2025 09:29 PM
Thanks Josh! I enjoyed helping you and Nicole save money with your refinance. I appreciate your willingness to recommend me to your family and friends. Thank you for your kind words and trust. Thanks also for pointing out I have a passion for...
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From our first conversation to our closing, Pat has been a delight to work with. Her knowledge, patience and attention to detail is outstanding. We are forever grateful to her.
Reply from Pat Baldwin
May 12th, 2025 09:24 PM
I'm thrilled to hear that your experience was so positive. It was a pleasure working with you too, and I appreciate your kind words about my knowledge, patience, and attention to detail. Looking forward to refinancing you and Chris at some...
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Pat is amazing at what she does, excellent from the beginning to the end,she an amazing woman, no one could have done it better she's awesome 🤩 ❤️ thank you Pat i really appreciate all your efforts and will definitely recommend you to frie...
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Reply from Pat Baldwin
May 12th, 2025 09:21 PM
Thank you Adeola (Janet)! I truly enjoyed helping you navigate the process of buying your first home! I'm so happy you'll be getting rental income from the second unit. Please call me any time!
Pat is such a professional and offers great advice and guidance when going through the mortgage application process and beyond. We were building a new home and she offered some great advice to us in terms of things we should consider and that...
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Reply from Pat Baldwin
May 12th, 2025 09:18 PM
It's been such a pleasure working with you Nancy over these many months while your new home was being built. Thank you for your kind words!
Pat is like a mother to us. She has been our loan officer ever since and this is our second home that she help us out till closing. She works beyond what you could ever imagine. Guided us step by step all throughout the process making sure...
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Reply from Pat Baldwin
March 11th, 2025 08:08 PM
Awww... THANK YOU Rosanne!! I truly enjoy helping you and Christian and thank you for always choosing me to help you finance your homes! I'm thrilled you found the perfect beautiful home for Enzo to grow up in!! I'll miss talking with you often...
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Personability, knowledge, accessibility & compassion
Reply from Pat Baldwin
February 23rd, 2025 07:46 PM
Thanks Aaron!! It was a pleasure helping you and Alyssa get your new home!!
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About
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit, income, savings, and debt upfront, she helps clients understand their budget and monthly payments before they begin house hunting.
Known for her thorough pre-qualification process, Pat ensures deals reach closing without surprises. Her accounting background helps her guide self-employed clients and investors, and her experience as a landlord offers added insight. A former realtor, she values teamwork and education.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1063182
Disclaimer
Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449