Pat Baldwin
Sr. Mortgage Advisor | NMLS# 1063182
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit... Show More
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Pat is incredible! She is the main reason we were able to become first time homebuyers and definitely how we were able to buy our next house as well. She's so committed to ensuring that you get the best rate while setting yourself up for a...
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Reply from Pat Baldwin
October 17th, 2025 01:10 PM
Eliza, I appreciate your generous words. It's fulfilling to know I could play a key role in your journey to becoming first-time homebuyers and helping you with your next house as well. My goal is always to secure the best rates and support...
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Pat made it great. We used her as our lender for our first house, have recommended her to friends and family, and were so happy to get a chance to work with her again for the purchase of this home. Thank you, Pat! You're a mortgage rock star...
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Reply from Pat Baldwin
October 14th, 2025 04:45 PM
I appreciate your kind words, Joshua. It has been a pleasure to assist you with not just one, but now two home purchases. Your recommendations to friends and family mean a great deal, and I'm grateful for the trust you place in me as your lender....
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Working with Pat was an amazing experience. She was like an open book of knowledge from years in the profession, and shared her expertise with my wife and I. She put our worries at ease when she continually provided financial breakdowns on...
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Reply from Pat Baldwin
October 2nd, 2025 10:52 PM
Andrew, it's truly rewarding to hear about your experience. I'm glad to have been able to support you and your wife by providing thorough financial breakdowns and ensuring timely communication throughout the homebuying process. Working together...
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Pat was great
Reply from Pat Baldwin
September 27th, 2025 11:42 AM
Thank you for your feedback, Nicholas. I'm glad to hear that your experience was positive. If there's anything more I can assist you with, please feel free to reach out.
Pat Baldwin and her team are truly there for their clients! My partner and I were so lucky to have her as our Mortgage advisor. She ran through all of our numbers and answered every question. She's always a listening ear and sound advice giver...
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Reply from Pat Baldwin
September 23rd, 2025 02:02 PM
It's wonderful to hear about your positive experience, Delaney. I'm glad I could assist you and your partner throughout the homebuying journey. Ensuring clarity and support during such an important time is always my goal. Should you decide...
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wonderful expierence with patt. Beyond helpful !
Reply from Pat Baldwin
September 6th, 2025 01:02 PM
I'm glad to hear about your positive experience, Allison. Knowing that I could be of help to you means a lot. If there's anything else you need assistance with, please feel free to reach out. Thank you for sharing your feedback!
Pat Goes above and beyond and is always a pleasure to work with. She is knowledgable and always available. 10/10.
Reply from Pat Baldwin
September 3rd, 2025 12:36 AM
Your feedback is greatly appreciated, Christopher. I'm pleased to know that my efforts have made working together a positive experience for you. Being knowledgeable and accessible are important priorities for me, and I'm glad that came through....
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Friesnly and fast response times ! easy to use technology for uploading paperwork
Reply from Pat Baldwin
August 28th, 2025 01:05 PM
Thanks for highlighting your experience, Kayla. I'm glad to hear that the quick responses and the user-friendly technology made things easier for you. Streamlining the paperwork process is something I prioritize to help make the journey smoother...
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Honestly there's no one better in the business. I've never met anyone who cares so much for the client and puts in the hard work and committment. Pat strives for excellence, and it shows at every moment. There's no one else I would use for...
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Reply from Pat Baldwin
August 15th, 2025 01:50 AM
I truly appreciate your kind words, Joseph. Knowing that my dedication and commitment have made a difference in your experience means a lot to me. I always aim to ensure my clients feel well-supported and informed throughout their mortgage...
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Pat was and continues to be great for first time home buyers! She always gave us a call to make sure we understood all the necessary documents and things that needed to be submitted. She was a pleasure to work with!
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Reply from Pat Baldwin
August 11th, 2025 05:21 PM
I'm glad to hear that your first home-buying experience went smoothly, Kaylee. It means a lot that you found my support helpful as you navigated all the necessary paperwork. It was a pleasure working with you, and I’m thrilled to have been...
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About
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit, income, savings, and debt upfront, she helps clients understand their budget and monthly payments before they begin house hunting.
Known for her thorough pre-qualification process, Pat ensures deals reach closing without surprises. Her accounting background helps her guide self-employed clients and investors, and her experience as a landlord offers added insight. A former realtor, she values teamwork and education.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1063182
Disclaimer
Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449