Pat Baldwin
Sr. Mortgage Advisor | NMLS# 1063182
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit... Show More
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Pat went above and beyond to get me where I needed to be. She was super transparent and always quick to pick up the phone when I had questions. She kept the whole experience smooth and all of her recommendations were fantastic
Pat and her team were incredibly speedy in getring us to closing at a record pace! Everything was clearly communicated and all of our questions were promptly and clearly answered. Grateful to have Pat on our side!
Reply from Pat Baldwin
July 7th, 2026 05:10 PM
Nicholas, I'm pleased to hear that you appreciated the speed and clarity of our service. It's great to know that we could effectively answer your questions and support you throughout the process. If there's anything else you need in the future,...
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Pat was very helpful and always guided us through everything with great detail. She really shows she cares and wants everyone to be comfortable when making these huge decisions. Would recommend her anytime.
Reply from Pat Baldwin
July 6th, 2026 12:30 PM
I'm grateful for your recommendation, John. It's nice to know that my guidance and attention to detail helped you feel comfortable with your decisions. If you ever need anything else, please feel free to reach out.
Pat is an amazing advisor. She is available when you need her, always ready to answer questions, and really made us feel good as first-time homebuyers navigating this complex process. Pat's customer service-oriented mind is unmatched. Her information...
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Reply from Pat Baldwin
June 15th, 2026 08:59 PM
Thank you, Anthony, for your kind words. I'm pleased to hear that I could assist you effectively as first-time homebuyers and that you felt comfortable throughout the process. It's great to know my support made a positive impact, and I look...
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Pat is incredibly knowledgeable, thoughtful, and truly cares about the people she works with. She’s exactly the type of person you want in your corner during a home purchase, especially as a first-time buyer. Throughout the process, she always...
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Pat and her team provided a seamless home-buying experience. They were highly responsive from day one, addressing every question with expertise and ensuring we were fully satisfied at every stage of the process i highly recommend their professional...
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Reply from Pat Baldwin
May 21st, 2026 12:50 PM
Thank you, Elmehdi, for your recommendation. I'm glad to hear that you found the home-buying experience seamless and appreciated our responsiveness. If you have any more questions or need assistance in the future, please feel free to reach...
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Pat and her team are so kind and so extremely helpful in every way possible. I can not imagine the process running smoother. I thoroughly enjoyed working with everyone at province mortgage!
Reply from Pat Baldwin
May 21st, 2026 12:16 PM
Thank you, Moryea, for your kind words. I'm happy to hear that you enjoyed working with us and found the process smooth. If you ever need further assistance, please don't hesitate to reach out.
Pat was amazing. She walked me through every step of the process and talked me off a ledge a few times.
her team was wonderful also
Reply from Pat Baldwin
May 12th, 2026 02:46 PM
I'm grateful for your kind words, Barbara. It's nice to know that you felt supported throughout the process, and I'm pleased my team contributed positively to your experience. If you have any more questions or need further assistance, feel...
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Pat was absolutely outstanding throughout my homebuying journey. From start to finish, she was professional, knowledgeable, and incredibly fast-acting, always staying one step ahead and making sure everything moved smoothly. What really stood...
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Reply from Pat Baldwin
March 18th, 2026 02:33 PM
Thank you Stephanie for your kind words! I'm glad my guidance helped make the home buying experience easier for you! I'm thrilled you and your family can now settle into your own new home!
From start to finish, they made this process very easy. I worked with Pat. She was phenomenal. She basically held my hand the whole way.
Reply from Pat Baldwin
March 6th, 2026 02:34 PM
It's good to know that you felt supported throughout the entire process, Frank. Making sure things are easy to understand and handling the steps alongside you is important to me. If there's anything else you need or any further questions arise,...
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About
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit, income, savings, and debt upfront, she helps clients understand their budget and monthly payments before they begin house hunting.
Known for her thorough pre-qualification process, Pat ensures deals reach closing without surprises. Her accounting background helps her guide self-employed clients and investors, and her experience as a landlord offers added insight. A former realtor, she values teamwork and education.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1063182
Disclaimer
Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449