Pat Baldwin
Sr. Mortgage Advisor | NMLS# 1063182
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit... Show More
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There is no greater customer service, interaction, and understanding than what Pat Baldwin and Province Mortgage provided. From day one, there was a prompt return call from an internet inquiry, no pressure, always willing to go the extra mile...
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Reply from Pat Baldwin
January 7th, 2025 07:09 PM
Thank you so much Fred! I'm thrilled to hear you had a fantastic experience with me and Province Mortgage. It was my pleasure to be there for you every step of the way, and I'm delighted my commitment was evident. I enjoyed helping you navigate...
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Pat is great. she has been helping us for many years and it has always been super easy working with her! Thank you for all you do Pat!!!!
Reply from Pat Baldwin
October 30th, 2024 03:27 PM
Thanks Bobby! I love helping you and Rebecca achieve all your mortgage goals! Thank you for always coming back to me!! Next step will be refinancing you at some point to an even lower rate! Pat
You were great and super thorough!
Reply from Pat Baldwin
October 30th, 2024 03:25 PM
Thanks for the 5-star review Brendan! Glad you enjoyed your home buying mortgage experience with us!! Pat
Pat was excellent throughout the process. She checked in often and followed up when needed. She ensured that we understood each step of the process and worked hard to make sure we could close early on our new home. I cannot express how grateful...
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Reply from Pat Baldwin
October 29th, 2024 06:27 PM
Thank you, Stacy! I truly enjoyed helping you and Brendan, and I wish you all the best with your beautiful new home! I look forward to helping you refinance at some point in the future. Please call me any time I can help you or any one you...
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Pat is amazing! She's very passionate about her job and helping people. She extremely knowledgeable. She event makes spreadsheets to go over all your best loan type options with different percentages down! I'll recommend her to everyone :)
Reply from Pat Baldwin
October 19th, 2024 05:35 PM
THANK YOU, Devan for your wonderful review! I truly enjoyed going over the numbers with you!! I already miss not talking to you often, like we did for all the homes you had to consider before getting your offer accepted on your beautiful home!...
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No matter what I didn’t understand or wasn’t certain of pat always made sure I understood every step of the way and never made me feel over whelmed with things to do. Not only super nice but made me feel like I was just talking to a friend...
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Reply from Pat Baldwin
October 19th, 2024 05:39 PM
Thank you so much for your kind words, Alex! I'm thrilled you felt comfortable and informed throughout the process. It was a pleasure working with you and Kerrigan! Don't hesitate to reach out anytime I can help you or someone you know! Wishing...
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Pat was very communicative and helpful, as well as the rest of her team
Reply from Pat Baldwin
October 19th, 2024 05:46 PM
It was a PLEASURE helping you buy your condo Jason! On behalf of Sue and Lucy and everyone else at Province, thank you for the 5-star review! Your questions were always great, and I'm sure that's why you are WAY ahead of most people your age!...
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The entire team was phenomenal. Everyone kept me and my fiance calm and reassured that everything is gonna be fine. If anyone needs such an awesome team to work with to get a house I would always recommend this team hands down. Thank you all...
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Reply from Pat Baldwin
September 24th, 2024 04:15 PM
Hi Justin! Thank you so much for your high recommendation! We enjoyed helping you and Arianna throughout the process! I'm delighted to hear you felt we kept you calm and reassured. I'm thrilled you love your new home and hope you and your family...
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Pat is a great communicator and very personable. She explained things well.
Reply from Pat Baldwin
September 11th, 2024 11:05 PM
Thank you so much for your kind words, Brooke! Understanding the process is important, so I'm thrilled to hear you feel like I explained things well to you. I look forward to working with you and Ellis again in the future!
I was unaware that my loan would be sold. After establishing a good relationship with Province/Pat/Lucy, it would have been nice to continue. It feels a bit like being a fish , caught by Province, and then passed along. Maybe that’s how things...
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Reply from Pat Baldwin
August 31st, 2024 08:35 PM
Hi Margie! Thank you for taking the time to leave a review and for your almost 5-star rating. Your feedback is important to me. It is standard in the mortgage industry for loans to be sold, and I apologize for not making this clear to you....
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About
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit, income, savings, and debt upfront, she helps clients understand their budget and monthly payments before they begin house hunting.
Known for her thorough pre-qualification process, Pat ensures deals reach closing without surprises. Her accounting background helps her guide self-employed clients and investors, and her experience as a landlord offers added insight. A former realtor, she values teamwork and education.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1063182
Disclaimer
Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449