Pat Baldwin
Sr. Mortgage Advisor | NMLS# 1063182
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit... Show More
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Pat was amazing. She walked me through every step of the process and talked me off a ledge a few times.
her team was wonderful also
Reply from Pat Baldwin
May 12th, 2026 02:46 PM
I'm grateful for your kind words, Barbara. It's nice to know that you felt supported throughout the process, and I'm pleased my team contributed positively to your experience. If you have any more questions or need further assistance, feel...
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Pat was absolutely outstanding throughout my homebuying journey. From start to finish, she was professional, knowledgeable, and incredibly fast-acting, always staying one step ahead and making sure everything moved smoothly. What really stood...
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Reply from Pat Baldwin
March 18th, 2026 02:33 PM
Thank you Stephanie for your kind words! I'm glad my guidance helped make the home buying experience easier for you! I'm thrilled you and your family can now settle into your own new home!
From start to finish, they made this process very easy. I worked with Pat. She was phenomenal. She basically held my hand the whole way.
Reply from Pat Baldwin
March 6th, 2026 02:34 PM
It's good to know that you felt supported throughout the entire process, Frank. Making sure things are easy to understand and handling the steps alongside you is important to me. If there's anything else you need or any further questions arise,...
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Very comprehensive explainations at each step of the process. Professional demeanor, With enough care to make it not feel clinical. Quick responses, excellent communication. I felt my questions were answered without the cynicism that comes...
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Reply from Pat Baldwin
February 20th, 2026 05:16 PM
I'm glad to hear that the explanations made the process clear and approachable for you, Isaac. Addressing questions with patience is important, especially for first-time home buyers, and I appreciate you recognizing this effort. It's also wonderful...
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Pat's communication and knowledge are unmatched. I am so grateful for the opportunity to work with her.
Reply from Pat Baldwin
January 13th, 2026 02:21 PM
Thank you, Meghan, for sharing your thoughts. I'm glad to hear that you found the communication and knowledge I provided to be effective. It was a pleasure working with you, and if there's anything more you need assistance with, please don't...
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Pat went above and beyond to assist with our debt to income ratio. She drew up spreadsheets she estimated closing costs, so there were no surprises. She walked through it step-by-step.
Reply from Pat Baldwin
December 16th, 2025 06:06 PM
I appreciate your feedback, Marsha. Helping with your debt-to-income ratio and providing estimates on closing costs is a key part of my service, and I'm glad to hear it was beneficial for you. If you have more questions or need assistance in...
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was very professional. She was organized and she covered every detail that needed to be done and made sure that we took care of everything before the closing even happened. I recommend her highly.
Reply from Pat Baldwin
December 9th, 2025 04:11 PM
I'm grateful for your kind words, John. Ensuring every detail is addressed before closing is a priority for me, and it's rewarding to know that this approach was helpful for you. Your recommendation is truly appreciated. If you ever require...
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Pat made this experience so pleasurable. Her level of experience and knowledge is exceptional! So quick to respond and she helped through the entire process to guide me in any way necessary. I wouldn't want anyone else! Thank you!
Reply from Pat Baldwin
December 5th, 2025 01:51 PM
I'm really pleased to hear that you had such a positive experience, Lillian. It’s important to me to provide prompt support and guidance through the entire process, so it's gratifying to know that my approach resonated with you. If you ever...
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Everyone was great answered all her questions . It was a piece of cake.
Reply from Pat Baldwin
October 29th, 2025 08:50 PM
I'm glad to hear that everything went smoothly with your experience, Robert. It's important to me that all questions are answered and the process is as straightforward as possible. If you have any more questions or need assistance in the future,...
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Outstanding is the only word for Pat and her team! We feel like we made a friend pat is real people! And truly is there for you thru the whole process she answers her phone on first ring and knows who you are! she was so patient with my husband...
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Reply from Pat Baldwin
October 23rd, 2025 12:36 PM
Thank you, Suzan, for sharing your experience. It's heartening to know that you felt well-supported throughout the entire process. I aim to provide personal and attentive service, so I'm glad that came through in our interactions. Your appreciation...
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About
Pat is a mortgage loan originator licensed in RI, MA, and CT with over 10 years of experience and a Business degree from Bryant University. She focuses on making homebuying and refinancing clear, informed, and enjoyable. By reviewing credit, income, savings, and debt upfront, she helps clients understand their budget and monthly payments before they begin house hunting.
Known for her thorough pre-qualification process, Pat ensures deals reach closing without surprises. Her accounting background helps her guide self-employed clients and investors, and her experience as a landlord offers added insight. A former realtor, she values teamwork and education.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1063182
Disclaimer
Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449