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Pam Townsend, Ruoff Mortgage - Senior Loan Officer | NMLS# 404322 | Ruoff Mortgage NMLS# 141868 in Terre Haute, IN
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Pam Townsend, Ruoff Mortgage

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Senior Loan Officer | NMLS# 404322 | Ruoff Mortgag...

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Additional Licenses: NMLS# 404322. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Jill E S
    Freelandville, IN
    Posted on March 10th, 2024 12:59 AM
    From the very beginning, to the very end, the communication was stellar. Just everything about the entire process was very clear. Our loan officer was very professional and knowledgeable. I’m very pleased and happy that we went with Ruoff instead...
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    Reply from Pam Townsend | NMLS# 404322 | Ruoff...
    March 10th, 2024 07:58 PM
    I deeply appreciate your kind words and the time you took to share this positive experience, Jill. It's fantastic to hear that you found our communication and service to be clear and professional throughout the entire loan process. Your satisfaction...
    read more
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    Misty D B
    Terre Haute, IN
    Posted on December 15th, 2023 02:47 PM
    Pam was the most professional mortgage officer that I've ever worked with ever. She's extremely competent, kind, and quickly replies to all questions and emails quickly. She's always available to answer any questions. If I had to do all over...
    read more
    Reply from Pam Townsend | NMLS# 404322 | Ruoff...
    December 15th, 2023 04:15 PM
    Thank you so much for your kind words, Misty! I'm thrilled to hear that you had a positive experience with me at Ruoff Mortgage. I strive to provide the best possible service and your feedback is appreciated. I'm always here to help with any...
    read more
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    Becca K
    Posted on September 11th, 2026 01:35 AM
    Friendly, explained the process in detail. No surprises, kind and helpful!
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    Rebecca L K
    Terre Haute, IN
    Posted on September 11th, 2026 01:33 AM
    Kept us informed and updated at every turn. Explained everything in detail.
    Reply from Pam Townsend, Ruoff Mortgage
    September 11th, 2026 02:10 AM
    Rebecca, I'm grateful for your kind words. Keeping you informed and explaining details is very important to me. If you have any more questions or need further assistance, please let me know.
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    Perry J
    Posted on September 9th, 2026 04:05 PM
    Pam was personable, knowledgeable, and willing to help at every step! Pam went the extra mile and answered all of my question emails quickly and no matter the time. I had a very pleasant experience working with her and her team!
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    Perry M J
    Terre Haute, IN
    Posted on September 9th, 2026 04:05 PM
    Pam was personable, knowledgeable, and willing to help at every step! Pam went the extra mile and answered all of my question emails quickly and no matter the time. I had a very pleasant experience working with her and her team!
    Reply from Pam Townsend, Ruoff Mortgage
    September 9th, 2026 06:59 PM
    Perry, I'm grateful for your kind words. It's great to know that you had a pleasant experience and felt supported throughout the process. My team and I are always here to help whenever you need it.
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    Joseph P K
    Terre Haute, IN
    Posted on September 8th, 2026 03:08 PM
    All aspects of the loan
    Reply from Pam Townsend, Ruoff Mortgage
    September 8th, 2026 07:04 PM
    Joseph, I'm grateful for your positive review. It's nice to know you were satisfied with all aspects of the loan process. If there's anything more you need, feel free to reach out.
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    Christina S
    Posted on September 2nd, 2026 07:14 PM
    Pam was great to to work with. She was quick with emails and would call throughout the process to check in. She was very informative and very personable. This is the 2nd time we had worked with her and would do it again.
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    Christina L S
    Terre Haute, IN
    Posted on September 2nd, 2026 07:11 PM
    Pam was great to to work with. She was quick with emails and would call throughout the process to check in. She was very imformative and very personalable. This is the 2nd time we had worked with her and would do it again.
    Reply from Pam Townsend, Ruoff Mortgage
    September 2nd, 2026 07:54 PM
    Christina, I'm grateful for your feedback! It's wonderful to know that you chose to work with me again, and I'm happy to have been part of your process once more. Thank you for your continued trust.
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    Brayden A T
    Terre Haute, IN
    Posted on September 1st, 2026 04:54 PM
    Clear communication, and no delays. We were in our home a week before the original closing date.
    Reply from Pam Townsend, Ruoff Mortgage
    September 2nd, 2026 12:40 PM
    Brayden, I'm glad to hear that the process went smoothly and you were able to move into your home ahead of schedule. Clear communication and timely progress are always my goals. Thank you for your positive feedback!
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    About
    Additional Licenses: NMLS# 404322. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loan
    FHA Loan
    VA Loan
    USDA Loan
    Cash Out Refi Loan
    Down Payment Assistance Loan
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    Memberships
    • NMLS
    • THAAR
    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 404322
    Hobbies
    • Family Time
    • Painting/ Bob Ross
    • Reading
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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