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Pam Townsend, Ruoff Mortgage - Senior Loan Officer | NMLS# 404322 | Ruoff Mortgage NMLS# 141868 in Terre Haute, IN
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Pam Townsend, Ruoff Mortgage

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Senior Loan Officer | NMLS# 404322 | Ruoff Mortgag...

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Additional Licenses: NMLS# 404322. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Business Hours
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9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Derik A A
    TERRE HAUTE, IN
    Posted on August 5th, 2026 11:46 PM
    Pam was very knowledgeable and she was incredibly nice. She kept me informed every step of the process and was always available to answer my questions.
    Reply from Pam Townsend, Ruoff Mortgage
    August 6th, 2026 12:18 PM
    Derik, I'm grateful for your kind words. It's great to know that my efforts to keep you informed and be available throughout the process were helpful. Thank you for sharing your positive experience!
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    Peyton L
    Posted on July 30th, 2026 03:07 PM
    Pam Townsend, Ruoff Mortgage has received a review with 5 star rating from Peyton L
    Reply from Owner
    August 10th, 2026 04:48 PM
    Peyton, thank you for the perfect rating! I'm glad you had a positive experience with me at Ruoff Mortgage.
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    Peyton L L
    Terre Haute, IN
    Posted on July 30th, 2026 03:06 PM
    Quick and easy very good mood thought the whole process even when stressed
    Reply from Pam Townsend, Ruoff Mortgage
    July 30th, 2026 09:02 PM
    Peyton, I'm glad to hear that the process felt quick and easy for you. It's important to me to help maintain a positive mood, even during stressful times. If you have any further questions or need assistance, feel free to reach out.
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    Lesa J T
    Terre Haute, IN
    Posted on July 6th, 2026 05:36 PM
    Pam was always prompt in returning my calls and texts which I appreciate. She never acted bothered by my questions even if I had asked them before. The loan process went smoothly and as I was told. Thank you for a smooth business intera.
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    Reply from Pam Townsend, Ruoff Mortgage
    July 6th, 2026 05:46 PM
    Lesa, I'm pleased to hear that you felt comfortable reaching out with your questions and that the loan process went smoothly for you. It's always my goal to provide a seamless experience and be responsive to your needs. Thank you for sharing...
    read more
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    Jess L
    Posted on July 4th, 2026 03:06 PM
    Pam goes above and beyond in the lending process. She answers calls and emails extremely quickly and makes sure you’re comfortable from pre-approval to closing day.
    Reply from Owner
    July 6th, 2026 05:47 PM
    Jess, I'm grateful for your kind words. It's wonderful to know that you felt comfortable throughout the process and that my prompt communication was helpful. Thank you for sharing your experience!
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    Jessica L L
    West Terre Haute, IN
    Posted on July 4th, 2026 03:03 PM
    Pam was extremely personable and answered all our questions regardless of the time of day. She went above and beyond to make sure my husband and I were comofrtable throughout the process.
    Reply from Pam Townsend, Ruoff Mortgage
    July 5th, 2026 04:54 PM
    Jessica, I'm grateful for your kind feedback. It's important to me that you and your husband felt comfortable and had all your questions answered during the process. Thank you for sharing your experience!
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    Siara D
    Posted on June 30th, 2026 03:51 PM
    Pam Townsend, Ruoff Mortgage has received a review with 5 star rating from Siara D
    Reply from Owner
    July 5th, 2026 04:55 PM
    Thank you for the great rating, Siara! I'm pleased to know you had a positive experience.
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    Siara J D
    TERRE HAUTE, IN
    Posted on June 30th, 2026 03:51 PM
    Pam was amazing!! She helped us form start to finsh. She was always avalible and informative! We are so thankful!!
    Reply from Pam Townsend
    July 10th, 2026 03:51 PM
    Siara, I'm pleased to know that you felt supported from start to finish. Being available and informative is a priority for me, and I'm thankful for your kind words.
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    Grant D
    Posted on June 26th, 2026 03:12 PM
    Pam Townsend and Ruoff are the best of the best. I encourage everyone to utilize their services!
    Reply from Owner
    July 5th, 2026 04:56 PM
    Grant, I'm grateful for your wonderful feedback and your encouragement for others to use our services. It's great to know you had such a positive experience with me and Ruoff Mortgage.
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    Grant T D
    TERRE HAUTE, IN
    Posted on June 26th, 2026 03:11 PM
    was always available even working for my wife and I lay into the evening and on weekends. We never fell out of the loop and recommend ever
    Reply from Pam Townsend, Ruoff Mortgage
    June 26th, 2026 07:03 PM
    Grant, I'm grateful for your feedback. It's great to know that my availability was helpful to you and your wife. Thank you for your recommendation!
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    About
    Additional Licenses: NMLS# 404322. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loan
    FHA Loan
    VA Loan
    USDA Loan
    Cash Out Refi Loan
    Down Payment Assistance Loan
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    Memberships
    • NMLS
    • THAAR
    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 404322
    Hobbies
    • Family Time
    • Painting/ Bob Ross
    • Reading
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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