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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
    R
    Ramiro S
    Lowell, NC
    Posted on April 17th, 2026 04:09 PM
    Your attention
    Reply from Oscar Reto
    April 27th, 2026 04:09 PM
    Ramiro, I'm grateful for your kind words about the attention you received. It's wonderful to know that you had a positive experience with New American Funding. If there's anything more I can assist you with, please let me know.
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    Herber M
    Leicester, NC
    Posted on April 17th, 2026 02:28 PM
    La comunicación
    Reply from Oscar Reto
    April 27th, 2026 02:29 PM
    Herber, I appreciate your feedback on the communication. I'm glad it met your expectations. If there's anything else you need, feel free to reach out.
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    M
    Maria R M
    Leicester, NC
    Posted on April 16th, 2026 01:08 PM
    Oscar and his team are wonderful, they always respond to my client's question in very professional manner. They are excellent. Thanks.
    Reply from New American Funding - Oscar Reto
    May 30th, 2026 06:50 PM
    Thank you, Maria. I'm grateful for your kind words about my team and our responsiveness. It's great to hear that we could assist your clients professionally.
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    Hanny R
    Posted on April 7th, 2026 04:47 PM
    👌🏻
    Reply from Owner
    April 20th, 2026 01:08 PM
    Thank you, Hanny, for the positive rating. I'm pleased to know you had a good experience with New American Funding.
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    Jazmin A R
    Thomasville, NC
    Posted on April 7th, 2026 04:47 PM
    Absolutely everything
    Reply from Oscar Reto
    April 17th, 2026 04:48 PM
    Jazmin, I'm glad to hear you had such a positive experience. Your satisfaction is very important to me, and I'm here if you need any further assistance.
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    Constanza G
    Posted on March 31st, 2026 03:24 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Constanza G
    Reply from Owner
    April 13th, 2026 01:08 PM
    Constanza, thank you for the excellent rating. I'm glad to know your experience with New American Funding was positive.
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    Pilar C G
    Kernersville, NC
    Posted on March 31st, 2026 03:23 PM
    Im so grateful for you guys , you made the process so smooth and it was done in not time !! thank you so much !!
    Reply from Oscar Reto
    April 10th, 2026 03:24 PM
    I'm grateful for your feedback, Pilar. I'm pleased to hear that the process was smooth and efficient for you. Should you have any questions or need further assistance in the future, feel free to reach out to me anytime.
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    Essence W
    Posted on March 31st, 2026 02:48 PM
    This is by far the best experience I’ve ever had with a mortgage lender. Oscar Reto saved our home loan and helped us close on our new home. New American Funding is the very best!
    Reply from Owner
    April 13th, 2026 01:14 PM
    Thank you, essence, for your appreciated feedback. I'm glad I could assist in saving your home loan and ensuring a smooth closing on your new home. Your kind words about New American Funding mean a lot to me. If you ever need anything else,...
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    Essence T C
    Kannapolis, NC
    Posted on March 31st, 2026 02:45 PM
    The entire team saved my loan and got me closed as planned.
    Reply from Oscar Reto
    April 10th, 2026 02:45 PM
    Essence, I'm pleased to hear that everything worked out with your loan. It's always my goal to ensure the process goes smoothly. If you have any further questions or need assistance in the future, don't hesitate to reach out.
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    J G E
    Asheville, NC
    Posted on March 30th, 2026 05:03 PM
    Muchas gracias
    Reply from Oscar Reto
    April 9th, 2026 05:04 PM
    Thank you for your simple yet meaningful feedback. I'm glad to have been able to assist you. If you ever have any questions or need further assistance in the future, please feel free to reach out.
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing