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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • Encompass
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    Willeny F
    Wingate, NC
    Posted on September 28th, 2026 01:49 PM
    La comunicacion clara y directa con el Sr. Oscar y la Srta Marlene hicieron de un proceso estresante y engorroso una experiencia Estupenda. Nos sentimos siempre acompanados, llevados de la mano y con mucha confianza, que es uno de los aspectos...
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    Reply from New American Funding - Oscar Reto
    September 28th, 2026 01:53 PM
    Willeny, me alegra saber que la comunicación clara y directa conmigo y la Srta. Marlene hizo que el proceso fuera una experiencia estupenda. En New American Funding, es fundamental que se sientan acompañados y con confianza en cada paso del...
    read more
  • Encompass
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    Carla R
    Wingate, NC
    Posted on September 26th, 2026 04:44 PM
    Oscar Reto and his team make every client and agent feel valued. They communicate promptly, provide clear guidance, and treat everyone with kindness and professionalism. Their care helps the transaction run smoothly and makes the process far...
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    Misael R
    Posted on September 25th, 2026 03:35 PM
    Very helpful and professional 👌
    Reply from New American Funding - Oscar Reto
    September 28th, 2026 01:55 PM
    I'm happy to hear that you found the service helpful and professional, Misael. It was a pleasure working with you at New American Funding.
  • Encompass
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    Misael R
    Bessemer City, NC
    Posted on September 25th, 2026 03:35 PM
    Everything was smooth
    Reply from New American Funding - Oscar Reto
    September 28th, 2026 01:54 PM
    Misael, I'm happy to hear that everything went smoothly with your experience at New American Funding. Thank you for sharing your feedback.
  • Encompass
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    Andrea B
    Charlotte, NC
    Posted on September 23rd, 2026 09:58 PM
    Oscar was a pleasure to work with. He was helpful throughout the process and kept our client informed every step of the way.
    Reply from New American Funding - Oscar Reto
    September 28th, 2026 01:55 PM
    Andrea, I'm glad to hear that you found it a pleasure to work with me at New American Funding. It was important to me to keep your client informed and be helpful throughout the process. Thank you for your kind words.
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    LAURA B
    Posted on September 12th, 2026 11:04 AM
    Very helpful, amazing service.
    Reply from Owner
    September 24th, 2026 05:36 PM
    Laura, I'm pleased to hear that you found the service helpful at New American Funding. Thank you for your kind words.
  • Encompass
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    Laura A B
    Indian Land, SC
    Posted on September 12th, 2026 11:03 AM
    they assisted me thru the whole process.
    Reply from Oscar Reto
    September 22nd, 2026 06:32 PM
    Laura, I'm glad to know that I could assist you throughout the whole process. It was a pleasure working with you at New American Funding.
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    OCD C
    Posted on September 4th, 2026 10:04 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from OCD C
    Reply from Owner
    September 15th, 2026 06:06 PM
    Thank you, OCD, for giving me a perfect rating. I’m pleased to know that your experience with New American Funding was positive.
  • Encompass
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    Elsis D M
    Charlotte, NC
    Posted on September 4th, 2026 10:04 PM
    Oscar and the team provided exceptional experience from star to finish. Highly Recomended.
    Reply from Oscar Reto
    September 15th, 2026 05:08 PM
    Elsis, I'm glad to hear that you had a strong experience with me and the team at New American Funding. Your recommendation means a lot to us, and we appreciate your support.
  • Encompass
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    Reynaldo A S
    Shelby, NC
    Posted on August 29th, 2026 10:28 PM
    I fell great
    Reply from New American Funding - Oscar Reto
    August 30th, 2026 12:39 PM
    Reynaldo, I'm pleased to know you're feeling great. Thank you for sharing your experience with me.
  • 1–10 of 1015
    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing