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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ...... Show More
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Overall Ratings
4.96
(983)
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Reviews from Web
  • 5.0
    Encompass
    R
    Rosendo M
    Fort Mill, SC
    Posted on June 9th, 2026 03:31 PM
    The team who I was in touch with, were very dilligent, knowledgable, kind, and overall, on task. I did not have to follow-up with them regarding my documentation, inquiries, or any concerns as they were very responsive and quick.
  • 5.0
    google
    V
    Vivian B
    Posted on June 8th, 2026 02:05 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Vivian B
  • 5.0
    Encompass
    A
    Antonio B
    Monroe, NC
    Posted on June 8th, 2026 02:05 PM
    Great experience and communication
  • 5.0
    google
    P
    Patsy I
    Posted on May 31st, 2026 07:06 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Patsy I
  • 5.0
    Encompass
    P
    Patricia I
    Charlotte, NC
    Posted on May 31st, 2026 07:06 PM
    Diana Pollard, is an amazing Loan Officer. She was on top of everything, a great communicator and very knowledgeable. My clients and I love working with her.
  • 4.5
    Encompass
    P
    Patricio R C
    Charlotte, NC
    Posted on May 30th, 2026 02:20 PM
    no thank you
    Reply from Oscar Reto
    June 9th, 2026 02:21 PM
    Patricio, I appreciate your feedback. If there's anything specific you'd like to discuss or if you have any questions, please feel free to reach out to me directly.
  • 5.0
    Encompass
    H
    Hector E P
    Charlotte, NC
    Posted on May 29th, 2026 03:18 AM
    Thank you for excelent service. Fast and great.
    Reply from New American Funding - Oscar Reto
    May 30th, 2026 06:49 PM
    Hector, I appreciate your kind words. I'm glad to hear that you found the service fast and great.
  • 5.0
    google
    R
    Ronny M
    Posted on May 28th, 2026 11:55 AM
    I've worked with NAF with Oscar and his team for several years now. They are always very professional, knowledgeable and helpful.
    Reply from Owner
    May 30th, 2026 06:49 PM
    Ronny, I'm grateful for your kind words and for choosing to work with me and my team over the years. It's good to know that our professionalism and knowledge have been helpful to you.
  • 5.0
    Encompass
    R
    Ronny M
    Charlotte, NC
    Posted on May 28th, 2026 11:47 AM
    Oscar and his team are very knowledgeable, professional and personable
  • 5.0
    google
    W
    Wilmer N
    Posted on May 27th, 2026 02:52 PM
    (Translated by Google) Excellent team, excellent work ethic and professionalism. They provide excellent service and understand their clients' needs. Thanks again to Diana Pollard, who was a great help and inspires confidence, allowing clients...
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    Reply from Owner
    June 8th, 2026 01:45 PM
    Wilmer, estoy agradecido por tus amables palabras sobre nuestro equipo y el servicio que ofrecemos. Me alegra saber que Diana Pollard y el resto del equipo pudieron brindarte la confianza y el apoyo que necesitabas. Si en algún momento tienes...
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  • 10 of 983
    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
    748
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing