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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ...... Show More
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Overall Ratings
4.96
(988)
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Reviews from Web
  • 5.0
    Encompass
    A
    Aracely G
    Charlotte, NC
    Posted on June 20th, 2026 03:34 PM
    Smooth process!
    Reply from Oscar Reto
    June 30th, 2026 03:34 PM
    Aracely, I'm pleased to hear that the process went smoothly for you. If there's anything else you need, feel free to reach out to me.
  • 5.0
    google
    R
    Rosemara E
    Posted on June 19th, 2026 11:28 AM
    As a local Realtor in the Charlotte area, I always appreciate working with professionals who make the lending process smooth and stress-free for our clients. I recently had the pleasure of working with Oscar Reto and his team, on a successful...
    read more
    Reply from Owner
    June 30th, 2026 02:24 PM
    Rosemara, I'm glad to hear that you had a positive experience working with me and my team. It's rewarding to know that our efforts helped make the lending process smooth for your clients. I appreciate your kind words and look forward to collaborating...
    read more
  • 5.0
    Encompass
    R
    Rosemara E
    Charlotte, NC
    Posted on June 19th, 2026 11:24 AM
    Great communication, very professional, and timely Response Great job helping my clients close on their home, quick , easy and stress free.
  • 5.0
    Encompass
    N
    Neftali O P
    Monroe, NC
    Posted on June 14th, 2026 11:49 AM
    Oscar me ayudo muchobpara conseguir un Prestamo
    Reply from Oscar Reto
    June 24th, 2026 04:31 PM
    Neftali, me alegra saber que pude ayudarte a conseguir un préstamo. Si necesitas más asistencia en el futuro, estaré aquí para apoyarte.
  • 5.0
    Encompass
    M
    Maria G V
    Gastonia, NC
    Posted on June 14th, 2026 12:39 AM
    Very communicative throughout the entire process. Made the whole experience quick, smooth, and seamless.
    Reply from Oscar Reto
    June 24th, 2026 02:33 PM
    Maria, I'm grateful for your kind words about the communication and how seamless the process was for you. It’s wonderful to know that your experience was smooth and efficient. If you ever need any further assistance, feel free to reach out...
    read more
  • 5.0
    Encompass
    R
    Rosendo M
    Fort Mill, SC
    Posted on June 9th, 2026 03:31 PM
    The team who I was in touch with, were very dilligent, knowledgable, kind, and overall, on task. I did not have to follow-up with them regarding my documentation, inquiries, or any concerns as they were very responsive and quick.
    Reply from Oscar Reto
    June 19th, 2026 03:32 PM
    Rosendo, I appreciate your kind words about the team's diligence and responsiveness. I'm pleased to know that you felt well-supported throughout the process. If there's anything more I can do for you, please let me know.
  • 5.0
    google
    V
    Vivian B
    Posted on June 8th, 2026 02:05 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Vivian B
    Reply from Owner
    June 19th, 2026 03:19 PM
    Vivian, thank you for your positive rating. If you ever have any questions or need further assistance, I'm here to help.
  • 5.0
    Encompass
    A
    Antonio B
    Monroe, NC
    Posted on June 8th, 2026 02:05 PM
    Great experience and communication
    Reply from Oscar Reto
    June 18th, 2026 02:06 PM
    Antonio, I'm glad to hear that you had a good experience with the communication. If there's anything else I can assist you with, please feel welcome to reach out.
  • 5.0
    google
    P
    Patsy I
    Posted on May 31st, 2026 07:06 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Patsy I
    Reply from Owner
    June 11th, 2026 05:23 PM
    Patsy, thank you for your 5-star rating. I'm glad to know you had a positive experience with New American Funding.
  • 5.0
    Encompass
    P
    Patricia I
    Charlotte, NC
    Posted on May 31st, 2026 07:06 PM
    Diana Pollard, is an amazing Loan Officer. She was on top of everything, a great communicator and very knowledgeable. My clients and I love working with her.
  • 10 of 988
    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
    751
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing