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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

New American Funding - Charlotte, NC
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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(704) 839-1978
Charlotte, NC
https://www.newamericanfunding.com/mortgage-loans/OscarReto
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  • Encompass
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    Damaris J
    Rock Hill, SC
    Posted on August 14th, 2026 12:05 AM
    I had a great experience, The team was professional, responsive, and made the entire process smooth from start to finish. I would definitely recommend them to anyone looking for a reliable and knowledgeable team.
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    Leah R E
    Posted on August 2nd, 2026 04:52 PM
    I haven’t bought a house in 27yrs, but NAF and my Realtor made purchasing a house in this 2026 market cohesive, successful and beneficial! 🙌🏽
    Reply from Owner
    August 13th, 2026 06:42 PM
    Leah, I'm grateful to hear that your home-buying experience was cohesive and successful, especially after so many years. It's wonderful to know that both New American Funding and your Realtor were able to support you in this market.
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    Leah R E
    Lancaster, SC
    Posted on August 2nd, 2026 04:42 PM
    The ability to bring a cohesive process to the home buying experienc.
    Reply from New American Funding - Oscar Reto
    August 12th, 2026 04:42 PM
    Leah, I'm pleased to know that you found the process cohesive during your home buying experience. Your feedback is valued, and I'm here if you need any further assistance.
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    Rodolfo E T
    Hendersonville, NC
    Posted on July 23rd, 2026 08:12 PM
    The support and confidence
    Reply from Oscar Reto
    August 3rd, 2026 03:23 PM
    Rodolfo, I appreciate your feedback about the support and confidence you experienced. It's my goal to ensure that every interaction is positive and reassuring. If you have any more thoughts to share or need assistance, please feel free to reach...
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    Wilmer E G
    Norwood, NC
    Posted on July 22nd, 2026 01:49 AM
    Everything was excellent thanks
    Reply from Oscar Reto
    August 3rd, 2026 07:26 PM
    Wilmer, I'm glad to hear that everything was excellent. Thank you for sharing your experience with me.
  • Encompass
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    Sairelys A
    Charlotte, NC
    Posted on July 19th, 2026 12:53 PM
    Won experience as always ☺️☺️☺️☺️
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    Maria M
    Charlotte, NC
    Posted on July 18th, 2026 03:12 PM
    Tuve una excelente experiencia con New American Funding. Todo el proceso de post-cierre fue muy eficiente y el servicio al cliente fue excelente. El equipo siempre fue amable, profesional y respondió rápidamente a todas mis preguntas. Hicieron...
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    Reply from Oscar Reto
    July 28th, 2026 07:33 PM
    Maria, me complace saber que tuviste una excelente experiencia con New American Funding. Aprecio tus amables palabras sobre la eficiencia del proceso y el servicio al cliente. Si en el futuro necesitas más asistencia, no dudes en contactarme....
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    María E G
    Posted on July 18th, 2026 11:46 AM
    New American Funding - Oscar Reto has received a review with 5 star rating from María E G
    Reply from Owner
    July 30th, 2026 08:25 PM
    Thank you for the great rating, María. I'm grateful for your support and look forward to assisting you again in the future.
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    Martha M B
    Kure Beach, NC
    Posted on July 14th, 2026 12:10 PM
    Excellent service from start to finish! Professional, responsive, and made buying our home a seamless experience. Highly recommend!
    Reply from New American Funding - Oscar Reto
    July 18th, 2026 03:01 PM
    Martha, I truly appreciate your kind words. I'm glad to hear that I could make your home-buying experience seamless and professional. If you ever need assistance in the future, don't hesitate to reach out.
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    Martin L
    Posted on July 8th, 2026 03:17 PM
    New American Funding - Oscar Reto has received a review with 5 star rating from Martin L
    Reply from Owner
    July 18th, 2026 03:01 PM
    Thank you for your positive rating, Martin. I appreciate your support and am here to assist whenever you need.
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing