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New American Funding - Oscar Reto - Branch Manager | NMLS # 505436 in Charlotte, NC
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New American Funding - Oscar Reto

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Branch Manager | NMLS # 505436

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During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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  • google
    J
    Jorgeluis C
    Posted on March 26th, 2026 03:56 AM
    (Translated by Google) Thank you so much, Oscar, for your invaluable help. And your team too. You were very attentive, and something I really appreciated about you is that you made things happen. It all worked out, no matter what. Thank you...
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    Reply from Owner
    April 6th, 2026 01:41 PM
    Jorgeluis, agradezco tus amables palabras. Me complace saber que te sentiste bien atendido y que logramos que todo saliera bien. Si estás listo para trabajar en la siguiente propiedad, no dudes en contactarme. Estoy aquí para ayudarte en lo...
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  • Encompass
    E
    Eulogio C
    Monroe, NC
    Posted on March 26th, 2026 03:55 AM
    The great experience with Oscar is. He just make the things happens. I really appreciate that. And I will work again with him🫡🫡
    Reply from Oscar Reto
    April 6th, 2026 08:46 PM
    It's wonderful to hear that you had such a positive experience. I appreciate your kind words and am glad I could make things happen for you. Whenever you're ready to work together again, feel free to reach out. I'm here to assist with anything...
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  • Encompass
    K
    Karla Y V
    Charlotte, NC
    Posted on March 21st, 2026 02:58 AM
    Exelente muy buenos me ayudaron. Mucho
    Reply from Oscar Reto
    March 31st, 2026 08:59 PM
    Karla, gracias por compartir tu experiencia. Me alegra saber que te sentiste bien ayudada. Si en algún momento necesitas más apoyo o tienes preguntas adicionales, estoy aquí para ayudarte.
  • google
    A
    Andrea A B
    Posted on March 20th, 2026 03:54 PM
    Oscar and his team were a pleasure to work with! As first-time homebuyers, we had plenty of questions, and they were there to guide us every step of the way. The process was smooth, professional, and much easier than we expected. Highly recommended...
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    Reply from Owner
    March 31st, 2026 05:54 PM
    Andrea, I'm pleased to hear that your experience as first-time homebuyers was smooth and professional. It’s great to know that you found the guidance provided helpful throughout the process. If you ever have more questions or need further assistance...
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  • Encompass
    W
    Wyatt D B
    Kannapolis, NC
    Posted on March 19th, 2026 03:28 PM
    Oscar was extremely helpful with giving us information about being first home buyers, his whole team was nice and kind, helpful and attentive with all the questions we had
    Reply from Oscar Reto
    March 30th, 2026 04:06 PM
    Wyatt, I'm pleased to hear that you found the information I provided helpful for your journey as first-time home buyers. It's important to me that everyone feels supported and informed. If you have any more questions or need assistance in the...
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  • Encompass
    M
    Mabel C
    Thomasville, NC
    Posted on March 18th, 2026 02:15 AM
    the process wasn't that stressfu.
    Reply from New American Funding - Oscar Reto
    March 18th, 2026 11:41 AM
    Mabel, I'm glad to hear that the process wasn't too stressful for you. Ensuring a smooth experience is always my goal, and it's encouraging to know it was reflected in your experience. If there's anything more I can assist with, please feel...
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  • google
    W
    Wilfredo M
    Posted on March 17th, 2026 01:24 AM
    New American Funding - Oscar Reto has received a review with 5 star rating from Wilfredo M
    Reply from Owner
    March 18th, 2026 11:51 AM
    Wilfredo, thank you for the 5-star rating. I appreciate your support!
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    J
    Jose M
    Charlotte, NC
    Posted on March 17th, 2026 01:23 AM
    Oscar Reto and his team were very profesional helpful and always aviailable to answer my questions they made the whole process easy and smooth for my family and me l truly apreciate their support and excellent service
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    Reply from New American Funding - Oscar Reto
    March 18th, 2026 11:51 AM
    Jose, thank you for sharing your experience. I'm pleased to know that I, along with my team, could assist you and your family effectively. It's our goal to make the process as straightforward as possible. Should you have any more questions...
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  • Encompass
    R
    Raul A
    Charlotte, NC
    Posted on March 13th, 2026 03:40 PM
    Oscar’s commitment to getting the transaction closed and his willingness to communicate throughout the process.
    Reply from New American Funding - Oscar Reto
    March 18th, 2026 11:42 AM
    Raul, I'm grateful for your kind words about my commitment and communication during the transaction process. Ensuring everything goes smoothly is a priority for me. Should you have any more questions or need further assistance, please feel...
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  • google
    C
    Carlos G
    Posted on March 13th, 2026 11:44 AM
    Excellent Excellent Excellent
    Reply from Owner
    March 24th, 2026 03:19 PM
    Carlos, thank you for sharing your enthusiasm. It’s rewarding to know you had such a positive experience. If there’s anything more I can assist you with, just let me know.
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    About
    During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 505436
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing