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New American Funding - Oscar Reto
Branch Manager | NMLS # 505436

During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My ... Show More
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Oscar and his team are very knowledgeable, professional and personable
Reply from Oscar Reto
July 18th, 2026 03:04 PM
Ronny, I'm grateful for your kind words about my team and me. It's nice to know that you found our approach both professional and personable. If you ever need further assistance, don't hesitate to reach out.
(Translated by Google) Excellent team, excellent work ethic and professionalism. They provide excellent service and understand their clients' needs. Thanks again to Diana Pollard, who was a great help and inspires confidence, allowing clients...
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Reply from Owner
June 8th, 2026 01:45 PM
Wilmer, estoy agradecido por tus amables palabras sobre nuestro equipo y el servicio que ofrecemos. Me alegra saber que Diana Pollard y el resto del equipo pudieron brindarte la confianza y el apoyo que necesitabas. Si en algún momento tienes...
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Fue una gran experiencia todo el equipo actúa con rapidez y profesionalismo, entienden las necesidades que tiene uno como comprador de vivienda , lo hacen sentirse en confianza y les agradezco muchísimo por la ayuda brindada a todo el equipo...
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Reply from Oscar Reto
June 8th, 2026 03:03 PM
Wilmer, agradezco mucho tus amables palabras sobre mi equipo y la experiencia que tuviste con nosotros. Es un placer saber que pudimos ofrecerte la confianza y el profesionalismo que esperabas, especialmente a través del apoyo de Diana Pollard....
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New American Funding - Oscar Reto has received a review with 5 star rating from Mergeri B
Reply from Owner
May 30th, 2026 06:50 PM
Thank you, Mergeri, for your positive rating. I appreciate it and am here if you need any assistance in the future.
She was always ready to answer every question I had.
Reply from Oscar Reto
June 2nd, 2026 06:45 PM
Mergeri, I'm grateful to hear that I could answer all your questions. It's important to me that you felt supported throughout the process. If there's anything else you need, please let me know.
More communication when needed and some things were not mentioned to us before closing and would have liked for it to have been that way. Felt somewhat pressured when asked for certain documents and when needed to speak to them , would take...
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Reply from Oscar Reto
May 18th, 2026 06:51 PM
We sincerely apologize that your loan experience with our company was anything less than satisfactory. Please contact our Customer Service ********************* as we would like to address your concerns.
New American Funding - Oscar Reto has received a review with 5 star rating from Cesar A
Reply from Owner
May 18th, 2026 08:24 PM
Cesar, thank you for the great rating. I'm pleased to know you had a positive experience with New American Funding.
Made it simple and always ready to help and also great at explaining.
Reply from Oscar Reto
May 15th, 2026 05:51 PM
Cesar, I'm happy to hear that you found the process simple and that my explanations were helpful. If you have any more questions or need further assistance, please feel free to reach out.
We sent you the property's sale price several times. Although it was corrected for documentation in the past, the same error remained until the end, which affected the estimated closing time. If this had been addressed from the start, the issue...
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Reply from Oscar Reto
May 7th, 2026 02:28 PM
Eliana, I appreciate you bringing this to my attention. I'm sorry for the inconvenience caused by the repeated error with the property's sale price. Please reach out to me directly so we can address any remaining concerns and ensure a smoother...
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The team starting with Diana she always responded, gave you such a professional assistance as well as very knowledgable. Always on top of every issue needed clarification. We enjoyed working with her.
Reply from Oscar Reto
July 18th, 2026 03:04 PM
Elia, I'm grateful for your feedback and glad to hear that working with Diana and the team was a good experience for you. It’s wonderful to know that her professionalism and knowledge made a positive impact. If you need any further assistance,...
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About
During my 23 years in the mortgage industry I have been able to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth borrowers alike. My accounting background has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns.
Loan with NO SURPRISES is my objective. I understand it, and that is why I work very hard to keep everybody informed throughout the whole loan process. Specialties: Self- employed borrowers., Jumbo Loans, First Time Homebuyers , Investor Financing up to 10 properties, Bilingual Loan Officer (Spanish)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 505436
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing