West Palm Beach, FL
West Palm Beach, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Debra was friendly and very helpful throughout the whole process. She drove out to our home to pick up some paperwork so we did not have to drive 15 miles to the office. She always followed up with us if we reached out to her with any concerns...
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Without your help and flexibility we would not have been able to get into our dream home. Thank you for all your hard work and dedication to making this happen.
Nichole has been communicative, clear and a joy to work with from Day One.
Reply from Nichole Manor
May 18th, 2022 03:54 PM
Larry, thank you so much for taking the time to complete my survey, I appreciate it so much and am so glad to know that you had a great experience with your first time buying a home. It was a pleasure working with you. Enjoy your new home and...
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She is incredibly patient, kind, compassionate, easy to talk to, personable and most importantly AN EXPERT at her job! Your company is blessed to have her. She is an incredible asset to your company! She made herself available literally 24/7....
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Nichole is wonderful. She was always available for questions and guidance. She was very receptive to my needs and was a pleasure to work with.
I think she has to become familiar with the Truth in Lending Act. I asked her for a document that she refuses to send me. She sent me something, but it isn't what I was asking for. She is critically unclear when asking for documentation. I...
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Debbie was extremely helpful and worked in an efficient manner.
Everything was handled for me, easier closing I’ve ever done
Reply from Nichole Manor
May 16th, 2022 02:15 PM
Hi Caroline,
Thank you for taking the time to complete my survey, I appreciate it and the kind words shared. Anything you need please don't hesitate to reach out to me, I am happy to help!
for
Kathleen Christensen | Loan Officer | Element Home Loans
She was always quick to respond to any questions we had.
Nichole and her team were professional, courteous, responsive and knowledgeable. Every question I had was answered quickly and the whole process ran very smoothly. I felt completely confident Nichole and her team had my best interests at heart...
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Reply from Nichole Manor
March 10th, 2022 06:15 PM
Nora, Thank you so much for the kind words shared about your experience with my team and I. I appreciate it so much and am grateful for having had the opportunity to work with you and Rick, I hope if anything should arise in the future that...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.