
West Palm Beach, FL
West Palm Beach, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Debra helped explain everything, and worked hard to get our loan through as quick as possible.
Nichole was highly responsive and clear about all the mechanics of the loan, the approval process, and steps along the way. We are so grateful for her patience and flexibility while my husband and I changed our offers on the house bidding process....
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Debbie was great to work with very communicative and easy to work with.
Debra was very nice and responsive and tried to make the process as painless as possible.
Debra and Jessica were very good at keeping me up to date and the other realtor to was impressed by the communication she got from them on our loan. Big thanks and we are very happy we got a difficult loan to get.Thank you, Janice and ross...
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Debra Harper is personable but doesn't waste your time. Throughout the entire process I felt we could trust her knowledge and recommendations.
good communication
Debra was extremely professional, knowledgeable, hard working, answering my calls and all my questions. She is a great asset to the company.
Nichole is amazing and so helpful , patient, and positive. A true pleasure to work with.
Reply from Nichole Manor
August 24th, 2022 06:51 PM
Thank you so much for the kind words, I am so glad we could meet and exceed expectations to ensure you and John had a great experience with buying your first home. It was my pleasure to be able to work with you both. Can't wait to see all the...
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Debra and the team worked diligently to get us to closing. She surpassed expectations and did what our other lender couldn’t. Easy and clear communication during the process made it a great experience as well.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.