West Palm Beach, FL
West Palm Beach, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
She was very organized and knew everything about her job. Any questions I had were quickly answered and I never had a response of, "I don't know".
for
James Carter | Loan Officer | Element Home Loans
Professionalism and dedication on my loan
It just was...
Working with Debbie was a pleasure. She was always very responsive and was able to answer any and all questions given to her. She did everything in her power to help my wife and I on our first home purchase.I was so happy to have her through...
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Working with Debbie was a pleasure. She was always very responsive and was able to answer any and all questions given to her. She did everything in her power to help my wife and I on our first home purchase.I was so happy to have her through...
read more
WOW! I was purchasing the home of my dreams which was for sale by owner. Pretty scary as I didn't know where to even start. Debra Carroll was there every time I had a question and to guide me every step of the way! Thanks for everything!!
WOW! I was purchasing the home of my dreams which was for sale by owner. Pretty scary as I didn't know where to even start. Debra Carroll was there every time I had a question and to guide me every step of the way! Thanks for everything!!
Debbie was great to work with. She got us pre-approved in just a few hours that helped to secure our offer. She kept us informed throughout the entire approval process. The closing date never changed and we were able to close on our first home...
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Debra is a great lady to work with. Sometimes the communication between the underwriter and loan officer were not on the same page and was confusing but we closed on time and everything barely got done the day before closing. I think it could...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.