West Clay, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great job would recommend
Reply from Matt & Betsy Maassen
July 9th, 2026 06:46 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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West Clay
Great job
Reply from Owner
August 8th, 2026 12:00 AM
Kyle, thank you for the 5-star review! We're so glad you had a great experience with First State Bank Mortgage. We truly appreciate your support and thank you for choosing us.
Matt & Betsy were excellent! They took the time to explain everything and every step of the process. We will highly recommend them to anyone we know in need of their services.
Reply from Matt & Betsy Maassen
July 8th, 2026 08:56 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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West Clay
We had an excellent experience with Matt & Betsey! We highly recommend them for all your mortgage needs! They were friendly, and took the time to explain everything to us.
Reply from Owner
July 8th, 2026 12:00 AM
Laura, thank you for your kind words and recommendation! We're delighted to hear that Matt and Betsy provided such an excellent mortgage experience. We truly appreciate you choosing First State Bank for your mortgage needs.
Matt was always available to answer any question we had and very helpful throughout our home buying process.
Reply from Matt & Betsy Maassen
July 6th, 2026 03:16 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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West Clay
West Clay has received a review with 5 star rating from Casey P
Reply from Owner
July 8th, 2026 12:00 AM
Casey, thank you for the 5-star rating! We appreciate your support and are grateful you chose First State Bank Mortgage. We wish you all the best!
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Reply from Russ Bray
June 29th, 2026 04:33 PM
Well spoken! You and Roger have been a great joy not only to work with but to know over the years. I truly appreciate you guys and looking forward to the next NC visit!
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Russ made the process smooth , efficient and VERY EASY for me at a very stress time in my life. I will and have recommended Russ to everyone I speak to regarding Real Estate.
Reply from Russ Bray
June 29th, 2026 04:31 PM
Brad - Thanks for giving me a call. I am glad this all worked out and moving in a positive direction! I wish you the very best and would be happy to assist in any way going forward. Glad i have had the opportunity to meet ya!!
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West Clay
Russ Bray is TOP NOTCH in taking care of every detail of the loan process and is very knowledgeable and professional while at the same time personable and casual has definitely gone above and beyond getting my loan done on a tight time line....
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Reply from Owner
July 8th, 2026 12:00 AM
Brad, thank you for the wonderful review! We're delighted Russ exceeded your expectations and made the loan process a smooth experience, even on a tight timeline. Your recommendation means a great deal to us. Thank you for choosing First State...
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Don was always so kind and very timely with all questions or inquiries sent his way. He was always willing to speak via email or phone to help explain things in more detail. Would have liked to receive the closing disclosure paperwork sooner,...
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Reply from Don MacPherson
June 30th, 2026 04:00 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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