

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Matt was amazing from start to finish, made the experience super stress free!!
Reply from Matt & Betsy Maassen
October 29th, 2024 01:13 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Don was recommended to us my family. We were treated like family by Don and the team. Every question was answered, sage advice was provided, and friendliness was well received. Moving is a stressful life event and it is a blessing to have someone...
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Reply from Owner
October 3rd, 2025 12:00 AM
Wow, thank you for your amazing review! We are glad you chose First State Bank Mortgage for your home lending needs. Please let us know if we can be of service in the future!
Russ was very clear and walking this through the whole process and was able to explain and answer all questions adequately! Russ was very professional and enjoyable to work with.
Reply from Russ Bray
October 26th, 2024 02:08 PM
It was great working with you. Thanks again for putting your trust in us.
Russ had great communication, was helpful and very proactive from the start to finish of the closing process! Would highly recommend.
Reply from Russ Bray
October 23rd, 2024 02:35 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Russ was easy to contact at any time of the day. He did a great job of explaining everything along the way.
Reply from Russ Bray
October 15th, 2024 02:06 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Matt and team are top notch .. they work so hard to get us our dream house .. wouldn’t work with anybody else . They are so caring and genuinely love making people happy . The best of the best . Mike and Amy Linza
Reply from Matt & Betsy Maassen
October 14th, 2024 03:19 PM
Thanks for the great feedback. I hope you enjoy your new home!
So easy to work with! Smooth transaction!
Reply from Owner
October 3rd, 2025 12:00 AM
Becca, we are glad to have assisted you! Thank you for sharing your experience!
I just wanted to express my gratitude to First State Bank Mortgage and in particular Mr. Russ Bray, in regards to our financing for our new home. Mr. Bray was obviously very professional and knowledgeable but what stood out to me was that he...
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Reply from Owner
October 3rd, 2025 12:00 AM
Kevin, thank you for sharing your experience with Russ and our team. We are so glad that we could assist you throughout the lending process!
Being a first time homebuyer this process was so low stress and we appreciated that
Reply from Matt & Betsy Maassen
October 8th, 2024 02:17 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Very responsive and helpful
Reply from Matt & Betsy Maassen
October 7th, 2024 09:04 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
401–410 of 1136
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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