West Clay, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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First State Bank of St. Charles
Fast easy and friendly! That is how our mortgage process went! Don McPherson was the absolute best! They made it so easy with signing most the documents online and Don went above and beyond to find us the best rate and presented multiple options...
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Reply from Owner
October 3rd, 2023 12:00 AM
Kevin, we appreciate the awesome review! Thank you for choosing First State Bank Mortgage!
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First State Bank of St. Charles
I just had a fantastic experience with First State Bank Mortgage for my first home/condo purchase, and I can highly recommend Matt and Betsy Maasen, and Jessie Humphreys for all your mortgage needs, they are friendly, professional, prompt,...
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Reply from Owner
November 3rd, 2025 12:00 AM
Andrew, thank you for sharing your experience! We’re thrilled to hear that the Maassen team made your first home purchase such a positive one. We appreciate your recommendation and are so glad we could help make the process smooth and enjoyable!...
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Everyone I had communications with from First State Bank Mortgage was outstanding in that they were friendly, professional, and prompt in their communications, especially Matt Maassen and Jessie Humphreys, and even though I didn't have any...
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Reply from Matt & Betsy Maassen
October 21st, 2025 03:23 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Don is great to work with.
Reply from Don MacPherson
October 21st, 2025 02:55 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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Russ was always accessible to assist and answer any questions we might have regarding th loan. We have used Russ in the past on several other loans and he is truly a Top Notch Professional. Russ will always be our First choice whenever considering...
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Reply from Russ Bray
October 13th, 2025 06:36 PM
Thank you Lee! It is always great working with you and Jeannie. One of these days I will join you on the golf course as well!!
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First State Bank of St. Charles
Russ Bray is the Best if you need to get a Home Loan Mortage.
Reply from Owner
November 3rd, 2025 12:00 AM
Thanks so much, Lee! We couldn’t agree more—Russ is one of the best! We appreciate you taking the time to share your experience.
Great communication and always answered questions promptly. We'll be back for refi!
Reply from Matt & Betsy Maassen
October 16th, 2025 05:42 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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Russ was outstanding we recimmend him iften thank you!!
Reply from Russ Bray
October 9th, 2025 07:46 PM
Thank you Julie! I wish you and Jeff the very best in the new home and hope you adjust to Iowa easily. Congrats!
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Russ & Sandy
Reply from Russ Bray
October 13th, 2025 02:34 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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Russ was always available when I wanted an update on my loan processing or wanted to ask him a question. In addition, he was extremely knowledgable and demonstrated the ability to place me in a competitive product and rate. As a mortgage industry...
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Reply from Russ Bray
October 7th, 2025 05:36 PM
Thanks April! I greatly appreciate the kind words and wish you the best in your new home! Lets hope these rates continue to fall and we will be in touch soon! Congrats on the new home!!!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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