

West Clay, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We had a complex financing situation converting our construction loan into two separate conventional mortgages, and working with Matt made all the difference.Our project involved cross-collateralized land, a detailed review of our construction...
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Reply from Owner
May 9th, 2026 12:00 AM
Thank you, Christine, for your thoughtful review! We’re so glad Matt was able to guide you through such a complex transaction with clarity and confidence. His attention to detail, proactive communication, and problem-solving approach are exactly...
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The personalized service and quick responses. Professional, passionate and polished!
Reply from Matt & Betsy Maassen
May 4th, 2026 04:26 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
We had a great experience working with Russ as first-time homebuyers. He was knowledgeable, responsive, and took the time to clearly explain every step of the process. Russ' communication and transparency made a potentially stressful experience...
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Reply from Russ Bray
April 15th, 2026 06:55 PM
Thanks Kelli, I hope you and Adam create a ton of memories in the new home. I am very proud of you guys!!
We had a great experience working with Russ as first-time homebuyers. He was knowledgeable, responsive, and took the time to clearly explain every step of the process. Russ' communication and transparency made a potentially stressful experience...
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Reply from Owner
May 9th, 2026 12:00 AM
Thank you, Kelli! We’re so glad to hear Russ made your first homebuying experience smooth and stress-free. We appreciate your recommendation and hope you enjoy your new home!
Made the process super easy for us and always had answers to our questions.
Reply from Russ Bray
April 15th, 2026 06:56 PM
Thanks Adam! Appreciate the nice words! Sorry I can't be there to help move as that is one thing I look forward to the most, just kidding!!! Proud of you guys and can't wait to see it!
Always responded quickly to my questions
Reply from Matt & Betsy Maassen
April 13th, 2026 03:11 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Very helpful and always available whenever i had questions. Kept me updated on how all the paperwork was going.
Reply from Russ Bray
April 10th, 2026 01:09 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
West Clay has received a review with 5 star rating from Nick O
Reply from Owner
April 9th, 2026 12:00 AM
Thank you for the 5-star rating, Nick! We appreciate the opportunity to work with you.
Don was very easy to work with and provided very clear answers to all of our questions. He made the process painless and easy from start to finish.
Reply from Don MacPherson
April 6th, 2026 03:02 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Russ communicates very well and abslutely delivers on his word.
Reply from Russ Bray
April 1st, 2026 03:55 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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