Waterford, WI
Waterford, WI
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Al communicated next steps and expectations along the way. He was prompt in returning my calls and messages. Partnered well with our realtor, making it a smooth process.
Reply from Al Lapotko
October 28th, 2025 03:44 PM
Anne, thanks for highlighting how communication and partnership played a role in making your experience smooth. I’m glad I could help by keeping you informed and collaborating effectively with your realtor. If you have any more questions or...
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I am a repeat customer. Dan did a fantastic job with my first home loan so we came back for my second. Got the same great service from Dan. He truly makes the process seamless
Reply from Dan Bursek
September 18th, 2025 12:08 PM
I'm glad to hear that your second experience was just as seamless as the first. It's great to know that the service met your expectations again. I appreciate your continued trust in me for your home loan needs. If you have any more questions...
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Communication was top-notch! Al was always available to answer any questions I had even by text, which made things super easy. It’s been 25 years since I last purchased a home, but Al made the whole process smooth and stress-free. Thank you...
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Reply from Al Lapotko
July 16th, 2025 02:50 PM
Thanks for giving me the opportunity Bax, it was a pleasure working with you and thanks for cold one at Arts!!
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Waterford
Waterford has received a review with 5 star rating from Mary M
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He made the process buying a house super easy and he always answered and any questions I had along the way .
Reply from Al Lapotko
July 16th, 2025 02:52 PM
Jake thanks for hanging in there, it all worked out and super honored to have helped you with your financing, enjoy your new ho.e congrats!!
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Super responsive and helpful every step of the way.
Reply from Dan Bursek
July 30th, 2025 02:51 AM
I'm really pleased to hear that you found my support responsive and helpful throughout the process. It’s important to me that you felt well-assisted every step of the way. If there's ever anything more you need or any questions you have in...
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Dan's work to help us get a housing loan was EXCELLENT-OVER THE TOP! Give Dan a well-deserved raise! Mary and Susan Maronek
Reply from Dan Bursek
July 25th, 2025 07:23 PM
Thank you, Mary and Susan, for your enthusiastic feedback! I'm delighted to hear that you had such a positive experience with your housing loan process. It was truly my pleasure to assist you both. Your words mean a lot, and I appreciate your...
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Professional, prompt, very easy to work with.
Reply from Al Lapotko
July 9th, 2025 06:01 PM
Robyn, I appreciate your kind words. It's wonderful to know that you found the process professional and prompt and that working together was easy for you. It was a pleasure supporting you through the journey at Home State Bank. If there's anything...
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Dan was absolutely great to work with. As a first time homebuyer, the whole experience was new, and making such a huge decision can be intimidating. However, Dan was very helpful, supportive, and communicative through every single step of the...
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Reply from Dan Bursek
June 19th, 2025 05:47 PM
I'm thrilled to hear that your first homebuying experience was pleasant and that I could support you through every step. It was a pleasure working with you, and I'm grateful for the opportunity to assist you with such an important decision....
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Coming into the housing market with no experience was a big step for us but Al and his team made things very streamlined and comprehensible for first time home buyers. I will be highly recommending HomeState Bank's services to family and friends!...
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Reply from Al Lapotko
May 18th, 2025 05:08 PM
I'm thrilled to hear that your experience as a first-time homebuyer was smooth and comprehensible. It was a pleasure assisting you, and I truly appreciate your recommendation of Home State Bank's services.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.