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Waterford in Waterford, WI

Waterford, WI

Waterford, WI
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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    Jonathan E W
    Waterford, WI
    Posted on August 11th, 2026 10:52 AM
    Well informed and made it easy to apply and complete
  • B
    Brenda L B
    Caledonia, WI
    Posted on July 19th, 2026 04:24 PM
    Excellent service and communication as always.
    Reply from Al Lapotko
    August 18th, 2026 04:25 PM
    Brenda, I appreciate your kind words and am happy to know that you are satisfied with the service and communication. Thank you for your continued trust in me and Home State Bank.
  • J
    James K
    Caledonia, WI
    Posted on July 19th, 2026 10:28 AM
    Fantastic communication made it easier to navigate the loan process..Would recommend for sure 5/5⭐
    Reply from Al Lapotko
    August 18th, 2026 06:59 PM
    James, I'm glad to hear that the communication made your loan process easier. Your recommendation means a lot to me. Thank you for sharing your positive experience with Home State Bank.
  • D
    Danielle L B
    North Mankato, MN
    Posted on July 3rd, 2026 02:55 PM
    Excellent to work with, and very responsive to any and all questions that I or we had. Complete understanding of what we wanted navigating through uncharted waters at times. If you didn't know the answer you would find out & get back to me/us...
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    Reply from Al Lapotko
    August 3rd, 2026 05:20 PM
    Danielle, I'm grateful for your kind words and pleased to know that you felt supported throughout the process. It's important to me to help navigate any challenges, and I'm glad I could assist with coordinating everything you needed. If there's...
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  • A
    Angela K C
    Cudahy, WI
    Posted on June 19th, 2026 10:06 AM
    Very patient and thorough
    Reply from Al Lapotko
    July 20th, 2026 01:05 PM
    Angela, I'm pleased to hear that you found my approach patient and thorough. Your feedback is valued, and I'm here if you need any further assistance with your banking needs.
  • M
    Michael E S
    Pleasant Prairie, WI
    Posted on June 17th, 2026 11:48 AM
    Al is extremely responsive, knowledgable and an absolute pleasure to work with .
    Reply from Al Lapotko
    June 18th, 2026 02:34 PM
    Hey Mike thanks for the 5 stars, it's always a pleasure working with you and Rory!!
  • A
    Aaron J C
    Jackson, WI
    Posted on June 6th, 2026 01:08 AM
    Working with Dan was a pleasure. Dan was in frequent contact with us to explain the various steps of the process, alerted us of next steps, and always enthusiastic, genuinely excited, and supportive in guiding us through the home purchasing...
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    Reply from Dan Bursek
    July 6th, 2026 05:39 PM
    Aaron, I appreciate your kind words and recommendation. It's great to know that my communication and support made your home purchasing process a positive experience. If you ever need anything in the future, I'm here to help.
  • T
    Tristan R P
    Kenosha, WI
    Posted on April 28th, 2026 04:57 PM
    Was a great help through the process. He answered all my questions quickly and gave me updates daily. I highly recommen!
    Reply from Al Lapotko
    May 28th, 2026 04:58 PM
    Tristan, I'm glad to hear that I could assist you effectively throughout the process. Your recommendation and feedback about my communication mean a lot to me. If you have any more questions or need further assistance, don't hesitate to reach...
    read more
  • L
    Lisa G
    Caledonia, WI
    Posted on April 19th, 2026 11:30 AM
    Al was very helpful, quick to respond, even if it was a weekend, and made sure that we were aware of everything that was happening. From start to finish it was a smooth process.
    Reply from Al Lapotko
    May 19th, 2026 03:45 PM
    Lisa, I’m glad to hear that you found the process smooth and that my responsiveness was helpful to you. Making sure you were aware of everything happening was important to me. If you need anything else, feel free to reach out.
  • A
    Anthony C H
    Franksville, WI
    Posted on March 31st, 2026 12:09 PM
    Al is amazing and will be using for all my home buying experiences.
    Reply from Al Lapotko
    April 30th, 2026 06:51 PM
    Anthony, I appreciate your kind words and confidence in my services for your future home-buying experiences. I'm glad to know you had a positive experience, and I'm here to assist with any of your needs at Home State Bank.
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.