Waterford, WI
Waterford, WI
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Great communication answers all the questions I had and helped walk me through the whole process THANK YOU!
Reply from Al Lapotko
October 29th, 2026 03:04 PM
Taylor, I'm happy to know that I could assist you through the process and answer all your questions. Thank you for choosing Home State Bank and for your kind words!
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Waterford
Waterford has received a review with 5 star rating from Taylor P
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Al was very informative and was incredibly helpful to my boyfriend and I as we bought our first home.
Reply from Al Lapotko
October 22nd, 2026 05:28 PM
Addison, I'm pleased to know that I could provide the information and support you and your boyfriend needed while buying your first home. It's great to be a part of such an important milestone in your lives with Home State Bank.
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Well informed and made it easy to apply and complete
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Excellent service and communication as always.
Reply from Al Lapotko
August 18th, 2026 04:25 PM
Brenda, I appreciate your kind words and am happy to know that you are satisfied with the service and communication. Thank you for your continued trust in me and Home State Bank.
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Fantastic communication made it easier to navigate the loan process..Would recommend for sure 5/5⭐
Reply from Al Lapotko
August 18th, 2026 06:59 PM
James, I'm glad to hear that the communication made your loan process easier. Your recommendation means a lot to me. Thank you for sharing your positive experience with Home State Bank.
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Excellent to work with, and very responsive to any and all questions that I or we had. Complete understanding of what we wanted navigating through uncharted waters at times. If you didn't know the answer you would find out & get back to me/us...
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Reply from Al Lapotko
August 3rd, 2026 05:20 PM
Danielle, I'm grateful for your kind words and pleased to know that you felt supported throughout the process. It's important to me to help navigate any challenges, and I'm glad I could assist with coordinating everything you needed. If there's...
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Very patient and thorough
Reply from Al Lapotko
July 20th, 2026 01:05 PM
Angela, I'm pleased to hear that you found my approach patient and thorough. Your feedback is valued, and I'm here if you need any further assistance with your banking needs.
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Al is extremely responsive, knowledgable and an absolute pleasure to work with .
Reply from Al Lapotko
June 18th, 2026 02:34 PM
Hey Mike thanks for the 5 stars, it's always a pleasure working with you and Rory!!
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Working with Dan was a pleasure. Dan was in frequent contact with us to explain the various steps of the process, alerted us of next steps, and always enthusiastic, genuinely excited, and supportive in guiding us through the home purchasing...
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Reply from Dan Bursek
July 6th, 2026 05:39 PM
Aaron, I appreciate your kind words and recommendation. It's great to know that my communication and support made your home purchasing process a positive experience. If you ever need anything in the future, I'm here to help.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.