Waterford, WI
Waterford, WI
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Al is competent and efficient. Is a pleasure to work with. Thank you Al.
Reply from Al Lapotko
January 22nd, 2026 04:47 PM
Thank you Rick, was a pleasure to help you guys with your financing, thanks for putting your trust in me!!
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Dan has done multiple mortgages for me and as always done a tremendous job on this sale. i Would definitely recommend Dan to anyone buying a house
Reply from Dan Bursek
January 23rd, 2026 03:05 PM
Brian, I truly appreciate your continued trust in my services for your mortgage needs. It's great to hear that you were satisfied with the recent sale process. Your willingness to recommend me means a lot and reinforces my commitment to providing...
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Dan is extremely responsive and helpful every step of the way. We have already recommenced him to friends and family!
Reply from Dan Bursek
January 13th, 2026 02:46 PM
Jennifer, your feedback means a lot to me. I'm pleased to know that my responsiveness and assistance have made a difference in your experience. Hearing that you've recommended me to friends and family is genuinely rewarding. If there's anything...
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Excellent service and communication as always. Dan and the team are proactive and accommodating which makes the experience seamless. Thank you!
Reply from Dan Bursek
January 12th, 2026 04:46 PM
I appreciate your kind words about the service and communication. It's great to know that you find the experience seamless and proactive. If there's anything more I can assist you with, I'm here to help. Thank you for your trust and support...
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Dan is very communicative. However, it would have been nice if he told me that someone else was coming to finalize the paperwork and not him. That way I would have been less surprised by the stranger showing up at my house.
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Dave and I would highly recommend Al Lapotko at Home State Bank as your next Loan Officer. Each transaction was smooth and stress-free. He’s always available to answer questions and actually picks up the phone when you call. His professionalism...
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Reply from Al Lapotko
December 11th, 2025 05:14 PM
David, thank you for your generous recommendation. It’s rewarding to know that I could make the transactions smooth and stress-free for both you and Dave. I always aim to be readily available and responsive to my clients, so your feedback about...
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Al guided us through every step of the process, making it seamless from start to finish. I highly recommend working with him if you're looking to obtain a loan—his expertise and support made all the difference.
Reply from Al Lapotko
November 20th, 2025 04:33 PM
I'm grateful for your thoughtful review, Jessica. It's great to hear that my guidance made the loan process seamless for you. Your recommendation means a lot, and I'm pleased I could provide the expertise and support you needed. If you have...
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for
Waterford
This is my third time working directly with Dan Bursek at Home State Bank. I bring him my repeat business and refer him to others because he is able to easily navigate the loan process as well as help me get the best deal for my current needs....
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Dan is very communicative and always helps us find the best plan to fit our needs. I've recommended him to several others and they all agree, he provides the best service around!
Reply from Dan Bursek
November 18th, 2025 06:24 PM
It's great to hear that my communication and service have been meeting your needs. Knowing I've earned your recommendation to others is particularly rewarding. If there’s anything more I can assist you with, feel free to get in touch. Thank...
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Al is very knowledgeable and is great at his job.
Reply from Al Lapotko
October 31st, 2025 02:50 PM
Richard, I appreciate your kind feedback. It's rewarding to hear that you found my work knowledgeable and effective. If there's anything else I can assist you with at Home State Bank, please feel free to reach out. Thank you once again for...
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.