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Synergy One Lending, Inc. - San Diego, CA
San Diego, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
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The whole team was very communicative and helped keep the process smooth and easy up until the end. During the process, everyone was easy to get a hold of and answered the questions in ways we would understand. The only thing that was frustrating,...
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Reply from Joel Kemp
September 17th, 2026 07:00 PM
Thank you for sharing your experience, Mikayla. I'm pleased to hear that the team helped make the process smooth and easy for you. I apologize for the frustration with the document signing delay. Please reach out to me directly if you have...
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Heather was incredible throughout our home buying journey. We went through three different loan options, and at times the process felt overwhelming and even discouraging—like homeownership might not be possible for our family.Despite the challenges,...
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Reply from Heather Topol
April 27th, 2026 01:53 PM
Cristen, I'm really pleased to hear that I could support you through your home buying journey, despite the challenges. I'm glad that my guidance and persistence helped make homeownership possible for your family. Thank you for sharing your...
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Joel fixed what Vic Millington and his team royally screwed up, and S1L otherwise did not address. I had 2 separate contacts handling my case at S1L leave in the course of the week leading up to my closing, and no communication of these events...
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Reply from Joel Kemp
September 17th, 2026 07:00 PM
Joseph, I appreciate your kind words about my efforts during what sounds like a challenging experience. I'm sorry to hear about the difficulties you faced with the overall process at Synergy One Lending. Your feedback is important, and I will...
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Drake Furcini
Drake's council
Reply from Drake Furcini
April 22nd, 2026 03:14 PM
Thank you, Jonathan, for your feedback. I'm pleased to hear that my counsel was valuable to you. If there's anything else you need or any questions you have, please feel free to reach out.
Simple application process. Good communication throughout. Fast close. Only feedback is to be more transparent about daily mortgage rates during the pre-lock stages.
Reply from Thomas Coakley
April 22nd, 2026 03:11 PM
Thank you for your feedback, Ryan. I'm glad to hear that you found the application process straightforward and that the communication and closing speed met your expectations. I appreciate your input on mortgage rate transparency during the...
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Monica was on top of everything from start to finish. Monica was very good at her job AAA +++vary good persanality could not have asked for more Thank You Monica
Reply from Joel Kemp
September 17th, 2026 07:00 PM
I'm grateful to hear about your positive experience with Monica, Joseph. It's great to know she provided excellent service from start to finish. If there's anything more I can do for you, please let me know.
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Drake Furcini
Drake is my go to every time I hear buyers he is always on top of everything and communication is amazing thank you
Reply from Drake Furcini
April 20th, 2026 05:44 PM
I'm grateful to be your go-to, Krystal. It's appreciated to know you appreciate my communication and support. If there's ever anything more I can do for you or your buyers, just let me know.
Coakley was very professional. His response time was very quick. He was always open to questions every step of the way and made it feel like a very easy process.
Reply from Thomas Coakley
April 10th, 2026 05:08 PM
Thank you for sharing your experience, Seneca. I'm pleased to hear that you felt the process was straightforward and that my responsiveness was helpful. Being open to questions and providing clear information is important to me. If there's...
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Thanks for your help and clear communication throughout.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Your feedback means a lot to me, Karlie. I'm glad to have been able to assist you with clear communication. If you have any further questions or need assistance in the future, feel free to reach out.
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Effective communication is crucial for delivering exceptional customer service. It fosters trust and loyalty, enhances customer satisfaction, and encourages repeat business.Joel demonstrated these qualities:- He responded promptly, even if...
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Reply from Joel Kemp
September 17th, 2026 07:00 PM
I'm pleased to know that my communication style resonated with you, Peggy. Keeping clients informed and fulfilling commitments is a priority for me, as it helps in building trust and ensuring a positive experience. If there's anything more...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235