T
Thomas Coakley
Branch Manager
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thomas and his team are very cohesive. They made everything really easy and took a lot of stress off our plate.
The process was very smooth, seamless and transparen.
Reply from Thomas Coakley
May 4th, 2026 01:51 PM
I'm happy to hear that you found the process smooth and transparent, Gregory. If there's anything else I can assist you with, please don't hesitate to reach out.
He was always available and kept us on the fastest and most efficient path due to our needs and nature of the situation
Reply from Thomas Coakley
April 28th, 2026 05:57 PM
I'm glad to hear that I could be available and keep you on an efficient path, Angelica. Ensuring the process aligns with your needs is important to me. If there's anything else you need, please feel free to reach out.
Another great expereince. Timely emails and clear communication.
Reply from Thomas Coakley
April 27th, 2026 03:25 PM
Thank you for your kind words, Anthony. I'm pleased to hear that the timely emails and clear communication contributed to another positive experience for you. If there's anything more I can assist with, feel free to let me know.
Simple application process. Good communication throughout. Fast close. Only feedback is to be more transparent about daily mortgage rates during the pre-lock stages.
Reply from Thomas Coakley
April 22nd, 2026 03:11 PM
Thank you for your feedback, Ryan. I'm glad to hear that you found the application process straightforward and that the communication and closing speed met your expectations. I appreciate your input on mortgage rate transparency during the...
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Coakley was very professional. His response time was very quick. He was always open to questions every step of the way and made it feel like a very easy process.
Reply from Thomas Coakley
April 10th, 2026 05:08 PM
Thank you for sharing your experience, Seneca. I'm pleased to hear that you felt the process was straightforward and that my responsiveness was helpful. Being open to questions and providing clear information is important to me. If there's...
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TC was always available to answer our questions and run numbers. He got is the best possible price for our loan, and made sure we understood all the steps throughout the process.
Reply from Thomas Coakley
April 8th, 2026 03:37 PM
I appreciate your feedback, Marie. I'm glad I could be available to answer your questions and help you understand each step of the process. Ensuring you get the best possible terms for your loan is always a priority for me. If you have any...
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Great communication and overall was an easy process working together.
Reply from Thomas Coakley
March 31st, 2026 04:06 PM
It's encouraging to hear that the process felt easy and the communication was effective, Kyle. I'm committed to ensuring smooth experiences, and your feedback is valuable in helping me maintain that standard. If there's anything more I can...
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Prompt and attentive service.
Reply from Thomas Coakley
March 30th, 2026 02:05 PM
I appreciate your feedback, Erik. Providing prompt and attentive service is always my goal, and I'm glad to know it made a positive impact on your experience. If there’s anything else you need or further assistance required, feel free to get...
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Great communication from day one
Reply from Thomas Coakley
March 27th, 2026 06:16 PM
I'm pleased to hear that the communication has been effective from the start, Kelsey. Establishing clear and consistent communication is important, and I'm glad it contributed positively to your experience. If there's anything more you need...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235