
T
Thomas Coakley
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Thomas and his team worked tirelessly and efficiently on a difficult Escrow for myself and my Buyer! Thomas told me "I can do it" and he Did It!!!! We closed right on time like he said we would! I would recommend him to anyone who needs a home...
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and the synergy one team went above and beyond to deliver. I would highly recommend them to friends and family. I am very appreciative of what they've done for me and my family.
Thomas was the lender for the buyers on one of my listings, and he and his team did a great job from start to finish. They met every contingency deadline, kept everyone updated throughout the transaction, and we closed on time.One thing I really...
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Job well done Scott!
Reply from Thomas Coakley
July 31st, 2026 04:59 PM
I'm pleased to hear that you're happy with the job done, Edward. If there’s anything more you wish to discuss or need assistance with, please let me know.
Thomas's consistency keeping up with the whole process and how he handled this very difficult process.
Reply from Thomas Coakley
June 30th, 2026 03:34 PM
I'm glad to hear that you appreciated my consistency and handling throughout the process, Michael. If you have any further questions or need assistance, please feel free to reach out to me.
worked very well with us
Reply from Thomas Coakley
June 5th, 2026 06:33 PM
I'm pleased to know that working together went well, Deborah. Should you have any further questions or need assistance, please feel free to reach out to me.
Thomas and his team are very cohesive. They made everything really easy and took a lot of stress off our plate.
Reply from Thomas Coakley
May 29th, 2026 03:52 PM
I'm grateful for your kind words, Daniel. It's appreciated to know that my team and I could make the process easy and reduce your stress. If you have any further questions or need assistance, please reach out to me.
The process was very smooth, seamless and transparen.
Reply from Thomas Coakley
May 4th, 2026 01:51 PM
I'm happy to hear that you found the process smooth and transparent, Gregory. If there's anything else I can assist you with, please don't hesitate to reach out.
He was always available and kept us on the fastest and most efficient path due to our needs and nature of the situation
Reply from Thomas Coakley
April 28th, 2026 05:57 PM
I'm glad to hear that I could be available and keep you on an efficient path, Angelica. Ensuring the process aligns with your needs is important to me. If there's anything else you need, please feel free to reach out.
Another great expereince. Timely emails and clear communication.
Reply from Thomas Coakley
April 27th, 2026 03:25 PM
Thank you for your kind words, Anthony. I'm pleased to hear that the timely emails and clear communication contributed to another positive experience for you. If there's anything more I can assist with, feel free to let me know.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235