
T
Thomas Coakley
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Thomas was amazing to work with from start to finish. This is the first house we have purchased and to have him guiding us on every step was crucial. He made everything easy! A pleasure to work with him!
Reply from Thomas Coakley
October 19th, 2026 03:24 PM
Sarah, I'm glad to hear that your first home purchase went smoothly with my guidance. It was a pleasure working with you, and I'm pleased that I could make the process easy for you. Thank you for trusting me and Synergy One Lending, Inc. during...
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Can't thank TC and his team enough for all the help and support they have offered me and family in making our dream of owing a home in Napa a reality. Fantastic service thoughtout the entire process which made everything go smoothly and stress...
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Reply from Thomas Coakley
October 19th, 2026 04:31 PM
Benjamin, I'm thankful for your kind words and am pleased to hear that my team and I at Synergy One Lending, Inc. could help make your dream of owning a home in Napa a reality. It's great to know that the process was smooth and stress-free...
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You kept me up to date on the process, and greatly contributed in providing a smooth transaction for all parties!
thank you
Tim Hayden
Exceptional service! Highly recommend !
Reply from Thomas Coakley
September 7th, 2026 07:30 PM
Afton, I appreciate your recommendation and am glad to hear you found the service exceptional. Thank you for taking the time to share your positive experience!
Clear communication and ease of process especially considering it was a 17 day close.
Reply from Thomas Coakley
September 2nd, 2026 05:30 PM
Katie, I appreciate your feedback and am glad to hear that the communication and process went smoothly for your 17-day close. It was a pleasure assisting you!
Thomas's communication throughout the entire process was informative, thoughtful, and genuine. Going through the process of getting a mortgage on a home can be a very stressful and confusing time. Thomas and his team made sure that we understood...
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Reply from Thomas Coakley
August 28th, 2026 05:19 PM
Jacob, I'm grateful for your kind words and for sharing your experience. It's good to know that my communication helped make the mortgage process smoother for you. Thank you for considering recommending me to your friends and family.
Thomas spent a ton of time explaining the process to me, even when I was feeling overwhelmed. He was extremely supportive and was also available with a quick responce with any questions that I had.
Reply from Thomas Coakley
August 17th, 2026 03:08 PM
Jill, I appreciate you sharing your experience. I'm glad to know that I could support you and help clarify the process when you felt overwhelmed. It's important to me to be available and responsive to your questions.
Very responsive to any questions or issues
Reply from Thomas Coakley
August 17th, 2026 01:38 PM
Mark, I appreciate your feedback. I'm happy to know that you found me responsive to your questions and issues.
Thomas and Scott just get the job done. As a realtor, I refer lots of buyers to them because I know they will be extremely well taken care of. I most appreciate their creative thinking and "can do" attitude. Thank you Thomas and Scott!
Reply from Thomas Coakley
August 17th, 2026 05:02 PM
Florence, thank you for your kind words and for trusting Scott and me with your referrals. I'm pleased to know that our creative approach and commitment to taking care of clients are appreciated. Your support means a lot to us.
Thomas and his team worked tirelessly and efficiently on a difficult Escrow for myself and my Buyer! Thomas told me "I can do it" and he Did It!!!! We closed right on time like he said we would! I would recommend him to anyone who needs a home...
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Reply from Thomas Coakley
August 10th, 2026 07:50 PM
Thank you so much for your kind words, Janette. I'm glad to hear that you and your buyer were pleased with the process and the support from Scott and Terri as well. It's wonderful to know that everything went smoothly, and I truly appreciate...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235