
T
Thomas Coakley
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Thomas's communication throughout the entire process was informative, thoughtful, and genuine. Going through the process of getting a mortgage on a home can be a very stressful and confusing time. Thomas and his team made sure that we understood...
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Thomas spent a ton of time explaining the process to me, even when I was feeling overwhelmed. He was extremely supportive and was also available with a quick responce with any questions that I had.
Reply from Thomas Coakley
August 17th, 2026 03:08 PM
Jill, I appreciate you sharing your experience. I'm glad to know that I could support you and help clarify the process when you felt overwhelmed. It's important to me to be available and responsive to your questions.
Very responsive to any questions or issues
Reply from Thomas Coakley
August 17th, 2026 01:38 PM
Mark, I appreciate your feedback. I'm happy to know that you found me responsive to your questions and issues.
Thomas and Scott just get the job done. As a realtor, I refer lots of buyers to them because I know they will be extremely well taken care of. I most appreciate their creative thinking and "can do" attitude. Thank you Thomas and Scott!
Reply from Thomas Coakley
August 17th, 2026 05:02 PM
Florence, thank you for your kind words and for trusting Scott and me with your referrals. I'm pleased to know that our creative approach and commitment to taking care of clients are appreciated. Your support means a lot to us.
Thomas and his team worked tirelessly and efficiently on a difficult Escrow for myself and my Buyer! Thomas told me "I can do it" and he Did It!!!! We closed right on time like he said we would! I would recommend him to anyone who needs a home...
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Reply from Thomas Coakley
August 10th, 2026 07:50 PM
Thank you so much for your kind words, Janette. I'm glad to hear that you and your buyer were pleased with the process and the support from Scott and Terri as well. It's wonderful to know that everything went smoothly, and I truly appreciate...
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and the synergy one team went above and beyond to deliver. I would highly recommend them to friends and family. I am very appreciative of what they've done for me and my family.
Reply from Thomas Coakley
August 10th, 2026 05:39 PM
Thank you so much for your kind words, Arturo. I'm pleased to hear that you and your family had a positive experience with me and the Synergy One team. Your recommendation means a lot, and I'm grateful for the opportunity to assist you.
Thomas was the lender for the buyers on one of my listings, and he and his team did a great job from start to finish. They met every contingency deadline, kept everyone updated throughout the transaction, and we closed on time.One thing I really...
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Reply from Thomas Coakley
August 6th, 2026 05:01 PM
I'm glad to hear that the communication and process went smoothly, Yousef. Keeping everyone informed is a priority for my team and me. I'm thankful for your kind words and look forward to working with you again in the future.
Job well done Scott!
Reply from Thomas Coakley
July 31st, 2026 04:59 PM
I'm pleased to hear that you're happy with the job done, Edward. If there’s anything more you wish to discuss or need assistance with, please let me know.
Thomas's consistency keeping up with the whole process and how he handled this very difficult process.
Reply from Thomas Coakley
June 30th, 2026 03:34 PM
I'm glad to hear that you appreciated my consistency and handling throughout the process, Michael. If you have any further questions or need assistance, please feel free to reach out to me.
worked very well with us
Reply from Thomas Coakley
June 5th, 2026 06:33 PM
I'm pleased to know that working together went well, Deborah. Should you have any further questions or need assistance, please feel free to reach out to me.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235