H
Heather Topol
Branch Manager
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Heather Topol and her team put me at ease throughout this entire process. They were very responsive to any questions/concerns I had and responded in a timely, professional manner. I feel confident as a first time homebuyer that l'll be successful...
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Heather was great to work with! Her communication was excellent and I felt like I could trust her through the whole process.
Shecwas fast n knowledgeable
Reply from Heather Topol
May 25th, 2026 05:51 PM
Christina, I'm happy to know that you found my service fast and knowledgeable. Thank you for your kind words, and feel free to reach out if you have any more questions!
Responsiveness, easily answered questions.
Reply from Heather Topol
May 19th, 2026 07:04 PM
Gregory, I appreciate your feedback. I'm glad to hear that my responsiveness and ability to answer your questions contributed positively to your experience. If you need further assistance, please don't hesitate to reach out.
The communication was always there. When we had questions they were answered immediately.
Reply from Heather Topol
May 18th, 2026 03:26 PM
Samantha, I'm grateful for your positive feedback. It's good to know that my communication was helpful and timely in addressing your questions. Please feel free to reach out if you need anything else.
Heather was incredible throughout our home buying journey. We went through three different loan options, and at times the process felt overwhelming and even discouraging—like homeownership might not be possible for our family.Despite the challenges,...
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Reply from Heather Topol
April 27th, 2026 01:53 PM
Cristen, I'm really pleased to hear that I could support you through your home buying journey, despite the challenges. I'm glad that my guidance and persistence helped make homeownership possible for your family. Thank you for sharing your...
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customer service, thorough follow through and communication, and professional, intelligent expertise. Heather is amazing!
Reply from Heather Topol
April 3rd, 2026 03:19 PM
I'm grateful for your kind words, Megan. It's fulfilling to know that my approach and expertise have made a positive impact on your experience. If there's ever anything more you need or questions you have, I'm just a call away.
Heather is consistently wonderful to work with. She is my first lender recommendation to my buyer clients. Not only is she professional, attentive, and responsive, but she genuinely cares for the client and helps them reach their home by goals....
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Reply from Heather Topol
March 11th, 2026 05:16 PM
I'm really glad to hear that you find working with me to be such a positive experience, Kadi. It's important to me that my clients feel well-supported throughout the lending process. Thank you for choosing to recommend me to your buyers. If...
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Heather was extremely sensitive to my ongoing concerns and uncertainties with how the lending process works. She also has a very warm and appreciative sen of humor which helped me get through the numerous bumps in the road. She made the entire...
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Reply from Heather Topol
March 8th, 2026 04:39 PM
I'm really pleased to hear that you had such a positive experience, Jon. I'm glad my approach and humor could make the lending process more manageable and enjoyable for you. Building strong relationships with my clients is very important to...
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Thank you!
Reply from Heather Topol
February 28th, 2026 04:54 PM
I'm grateful for your positive feedback, Robert. If there's anything more you need or any questions you have, feel free to get in touch.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235