H
Heather Topol
Branch Manager
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Heather was an outstanding experience from start to finish. She was knowledgeable, responsive, and incredibly patient throughout the entire process. She took the time to explain every step, answered all of my questions quickly,...
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Reply from Heather Topol
July 7th, 2026 03:20 PM
Guissell, I'm grateful for your kind words and happy to hear that you felt supported throughout the process. Knowing that I could make the experience smooth and manageable for you means a lot to me. If you ever have more questions or need assistance...
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Working with Heather was great. Our homebuying experience was not the smoothest experience but Heather was very communicative and supportive doin along the way
Reply from Heather Topol
June 8th, 2026 01:11 PM
Patrick, I'm pleased to hear that you found my communication and support helpful during your homebuying experience. If there are any further questions or anything more I can assist with, please feel welcome to reach out.
Heather Topol and her team put me at ease throughout this entire process. They were very responsive to any questions/concerns I had and responded in a timely, professional manner. I feel confident as a first time homebuyer that l'll be successful...
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Reply from Heather Topol
June 1st, 2026 05:46 PM
Janelle, I'm pleased to hear that you felt at ease throughout the process with my team and me. It's wonderful to know that our responsiveness and professionalism helped boost your confidence as a first-time homebuyer. If you have any more questions...
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Heather was great to work with! Her communication was excellent and I felt like I could trust her through the whole process.
Reply from Heather Topol
June 1st, 2026 05:58 PM
Alicia, I'm grateful for your kind words. It's good to hear that you felt trust and appreciated my communication throughout the process. If you ever need further assistance, please reach out.
Shecwas fast n knowledgeable
Reply from Heather Topol
May 25th, 2026 05:51 PM
Christina, I'm happy to know that you found my service fast and knowledgeable. Thank you for your kind words, and feel free to reach out if you have any more questions!
Responsiveness, easily answered questions.
Reply from Heather Topol
May 19th, 2026 07:04 PM
Gregory, I appreciate your feedback. I'm glad to hear that my responsiveness and ability to answer your questions contributed positively to your experience. If you need further assistance, please don't hesitate to reach out.
The communication was always there. When we had questions they were answered immediately.
Reply from Heather Topol
May 18th, 2026 03:26 PM
Samantha, I'm grateful for your positive feedback. It's good to know that my communication was helpful and timely in addressing your questions. Please feel free to reach out if you need anything else.
Heather was incredible throughout our home buying journey. We went through three different loan options, and at times the process felt overwhelming and even discouraging—like homeownership might not be possible for our family.Despite the challenges,...
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Reply from Heather Topol
April 27th, 2026 01:53 PM
Cristen, I'm really pleased to hear that I could support you through your home buying journey, despite the challenges. I'm glad that my guidance and persistence helped make homeownership possible for your family. Thank you for sharing your...
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customer service, thorough follow through and communication, and professional, intelligent expertise. Heather is amazing!
Reply from Heather Topol
April 3rd, 2026 03:19 PM
I'm grateful for your kind words, Megan. It's fulfilling to know that my approach and expertise have made a positive impact on your experience. If there's ever anything more you need or questions you have, I'm just a call away.
Heather is consistently wonderful to work with. She is my first lender recommendation to my buyer clients. Not only is she professional, attentive, and responsive, but she genuinely cares for the client and helps them reach their home by goals....
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Reply from Heather Topol
March 11th, 2026 05:16 PM
I'm really glad to hear that you find working with me to be such a positive experience, Kadi. It's important to me that my clients feel well-supported throughout the lending process. Thank you for choosing to recommend me to your buyers. If...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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139
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235