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Synergy One Lending, Inc. - San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
I appreciated the communication and reminders of what was due to be signed on-time.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Lynzi, I'm pleased to hear that the communication and timely reminders were helpful for you. Thank you for sharing your experience!
Clear communication and ease of process especially considering it was a 17 day close.
Reply from Thomas Coakley
September 2nd, 2026 05:30 PM
Katie, I appreciate your feedback and am glad to hear that the communication and process went smoothly for your 17-day close. It was a pleasure assisting you!
Thomas's communication throughout the entire process was informative, thoughtful, and genuine. Going through the process of getting a mortgage on a home can be a very stressful and confusing time. Thomas and his team made sure that we understood...
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Reply from Thomas Coakley
August 28th, 2026 05:19 PM
Jacob, I'm grateful for your kind words and for sharing your experience. It's good to know that my communication helped make the mortgage process smoother for you. Thank you for considering recommending me to your friends and family.
The process was smooth and the systems were easy to follow.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Linda, I'm grateful to hear that you found the process smooth and the systems easy to follow. Your feedback is truly appreciated!
Easy to work with and knowledgeabl.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Charity, I'm glad to hear that you found me easy to work with and knowledgeable. Thank you for sharing your experience!
Daivd was excellent; he clearly explained the process and was very understanding.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Robert, I appreciate your feedback about David. I'm pleased to hear that he explained the process clearly and showed understanding. Thank you for sharing your experience!
Joel & Richard Graeff were a great team.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Jaime, I'm thankful for your kind words about the teamwork with Richard and me. It's great to know you had a positive experience with us.
Great communication
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Silvia, I appreciate your kind words about the communication. Thank you for sharing your experience with me!
Compassion
Reply from Heather Topol
August 18th, 2026 05:04 PM
Doug, I appreciate your feedback. It's nice to know that you found compassion in our interactions. If you have more thoughts to share, feel free to reach out.
Thomas spent a ton of time explaining the process to me, even when I was feeling overwhelmed. He was extremely supportive and was also available with a quick responce with any questions that I had.
Reply from Thomas Coakley
August 17th, 2026 03:08 PM
Jill, I appreciate you sharing your experience. I'm glad to know that I could support you and help clarify the process when you felt overwhelmed. It's important to me to be available and responsive to your questions.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235