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Synergy One Lending, Inc. - San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Responsiveness and personalization
Heather is absolutely the best person and advisor. Super responsive and knowledgeable
Responsive and knowledgeable
Neither the HELOC nor the mortgage loan fit our needs as well as they should have. More options for closing costs and repayment would have been very helpful. While we recognize that our situation was complicated, documentation for mortgage...
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Heather did a great job and was very patient with us shopping around while also getting everything taken care of quickly.
Kit made it easy! was helpful each step of the way and explained every detail in its fullest .
Scott was on it! Quick to respond, patient with our questions, and overall a bright guiding light through the entire process. Thanks Scott!
Joel was professional, efficient and communicative
I don't sit behind my computer and I got a ton of emails during this process. Emails, for me, are not the best form of comunitcation and there were way too many emails too. I understand you are under a time restrant but also be aware for us,...
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Reply from Joel Kemp
September 17th, 2026 07:00 PM
I appreciate your feedback, Treava. Communication preferences can definitely vary, and I understand that receiving many emails can be overwhelming. Finding a balance that works for both parties is important. In future transactions, I'll work...
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Good follow up on our application.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Thanks Xavier, feel free to reach out if you need anything else.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235