Synergy One Lending, Inc. - San Diego, CA's Cover Image
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Synergy One Lending, Inc. - San Diego, CA

San Diego, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
89%
4 Star
7%
3 Star
2%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
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    Candice N B
    Corsicana, TX
    Posted on March 17th, 2026 03:32 PM
    After my original Lender no longer worked there I was assigned someone else. The young lady never answered my calls or text . The communication was off and it seems like she didnt want to be bothered.
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Candice, I'm sorry to hear about the difficulties you faced with communication after being reassigned to another lender. That's certainly not the experience I aim for at Synergy One Lending, Inc. If there's anything I can do to assist or address...
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  • R
    Rebecca A L
    Napa, CA
    Posted on March 16th, 2026 04:50 PM
    As first time home buyers we needed to have a lot of information repeated to us and explained again, there was so much hand holding and patience, it never felt like a burden.
    Reply from Thomas Coakley
    March 24th, 2026 04:51 PM
    Helping first-time home buyers navigate the process with patience and clear explanations is something I always strive to provide. I'm glad to know that you felt supported every step of the way, Rebecca. If any other questions or needs arise,...
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  • for
    Drake Furcini
    Encompass
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    Jacob R S
    Fall City, WA
    Posted on March 5th, 2026 06:08 PM
    Smooth process, no complaints.
    Reply from Drake Furcini
    March 13th, 2026 06:08 PM
    I'm glad to hear that everything went smoothly for you, Jacob. If you ever have more needs or questions in the future, I'm here to assist. Thank you for taking the time to share your experience.
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    Kadi A
    South Lake Tahoe, CA
    Posted on March 3rd, 2026 05:15 PM
    Heather is consistently wonderful to work with. She is my first lender recommendation to my buyer clients. Not only is she professional, attentive, and responsive, but she genuinely cares for the client and helps them reach their home by goals....
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    Reply from Heather Topol
    March 11th, 2026 05:16 PM
    I'm really glad to hear that you find working with me to be such a positive experience, Kadi. It's important to me that my clients feel well-supported throughout the lending process. Thank you for choosing to recommend me to your buyers. If...
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    Jon E K
    South Lake Tahoe, CA
    Posted on February 28th, 2026 04:38 PM
    Heather was extremely sensitive to my ongoing concerns and uncertainties with how the lending process works. She also has a very warm and appreciative sen of humor which helped me get through the numerous bumps in the road. She made the entire...
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    Reply from Heather Topol
    March 8th, 2026 04:39 PM
    I'm really pleased to hear that you had such a positive experience, Jon. I'm glad my approach and humor could make the lending process more manageable and enjoyable for you. Building strong relationships with my clients is very important to...
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  • for
    Drake Furcini
    Encompass
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    Leigh Q S
    Fall City, WA
    Posted on February 27th, 2026 05:18 PM
    I had never met Drake when I was referred to him, but the moment I got on the phone with him, I knew I would be in great hands. He is so easy to work with and so down to earth and so smart. I can't see myself working with anyone else in the...
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    Reply from Drake Furcini
    March 9th, 2026 08:25 PM
    It's truly encouraging to hear that you felt comfortable and confident after our first conversation, Leigh. Building that kind of trust and relationship is important to me. If there's anything more I can do in the future, please feel free to...
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  • for
    Drake Furcini
    Encompass
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    Sergey P
    Snoqualmie, WA
    Posted on February 21st, 2026 04:29 PM
    I had to re upload the same documtss 3-4 times.
    Reply from Drake Furcini
    March 2nd, 2026 03:50 PM
    I apologize for the inconvenience you experienced with the document uploads, Sergey. I recognize that such issues can be frustrating, and I'm committed to improving this aspect of the process. If you have any more feedback or need further assistance,...
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  • R
    Robert F L
    Carson City, NV
    Posted on February 20th, 2026 04:54 PM
    Thank you!
    Reply from Heather Topol
    February 28th, 2026 04:54 PM
    I'm grateful for your positive feedback, Robert. If there's anything more you need or any questions you have, feel free to get in touch.
  • A
    Allison B
    Benicia, CA
    Posted on February 17th, 2026 05:45 PM
    Thomas is very knowledgeable, patient and explains the whole process and listened to my needs and what I wanted .
    Reply from Thomas Coakley
    February 25th, 2026 05:46 PM
    I'm grateful for your kind words, Allison. Taking the time to explain the entire process and listening to your needs is something I prioritize. If there's ever anything else I can assist you with, just let me know. Thank you for sharing your...
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  • Encompass
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    Belinda B T
    PENSACOLA, FL
    Posted on February 11th, 2026 10:42 PM
    Very professional, quick, and friendly.
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Thanks for your review, Belinda. I'm pleased to hear that you found my approach professional and efficient. It's important to me that the process is both smooth and welcoming. If there's anything else you need, feel free to reach out.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235