

RWM Home Loans - California, San Diego, CA
Empowering our communities through homeownership
San Diego, CA

We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loa... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Rhonda and her team were incredibly knowledgable and kind. She was supportive and patient with my husband and I. We are first-time homebuyers (now first-time howe OWNERS thanks to Rhonda!) and we had a lot of questions, and Rhonda didn't hesitate...
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Reply from Rhonda Holt
July 29th, 2025 08:04 PM
Crystal, thank you so much for the kind words! We are so happy that we could help you through your first homebuying experience. Please let us know if you need anything at all in the future and we would be happy to help!
I have been doing business with Phebie for 20 years, and she has always been very professional, and given me the most prompt service. Hailey also was very good at relaying messages and getting all my information in order. At this time my credit...
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Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your kind words, Ginger. I'm thrilled to hear you feel so positively about your experiences with me and the team at Thrive Mortgage. We always strive to provide the best service, even amidst challenging circumstances,...
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Overall a great experience for a first time home buyer.
Reply from Shimene Willard
March 5th, 2025 02:40 PM
Thank you Julia! I am glad that you had a great experience working with us! Congratulations on your new home!
Good communication and follow through.
Reply from Rhonda Holt
July 29th, 2025 08:04 PM
Standish, I appreciate your wonderful 5-star review! I am so happy to hear that you benefitted from our communication skills and our follow through. Best wishes and let the team know if you need anything else!
Scott was so patient and communicative throughout the whole home buying process. I initially spoke with Scott when I was first considering home ownership 2 years ago. I didn’t have enough saved yet, but he looked at my finances and put together...
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Rhonda Holt, The Loan Maven Team, pwd by RWM Home Loans has received a review with 5 star rating from Michael F
Reply from Owner
January 9th, 2026 10:28 AM
Thank you Michael for the 5 star review
We enjoyed working with you both!
Rhonda faught to get us the lowest mortgage payment. She was able to help us with all of our questions as first-time home buyers and was very efficient with her responses. I will definitely be recommending her to my friends and family when...
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Reply from Rhonda Holt
July 29th, 2025 08:04 PM
Thank you for the kind words Michael and thank you so much for recommending us! We really enjoyed working with you and we're happy that we could get you the lowest mortgage payment for your situation. Please reach out if you need anything at...
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Phebe is very caring 😍
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you for your kind words, Sumer. I strive to put care and understanding at the forefront of my work with Thrive Mortgage, and it means the world to me that this resonated with you. Your positive feedback fuels my dedication. Thank you...
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Sean and Betty are absolutely a top notch team at RWM home loans. My husband and I have zero experience with the home buying experience, and right from the start, Sean and Betty explained the process in a way we could understand. They communicated...
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Phebe went above and beyond the call of duty. She is absolutely the best loan officer in Lubbock. Phebe made the buying experience so easy and fun for my 1st time buyer. Her knowledge exceeds all loan officers by far! Can’t wait to do another...
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Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much, Judi, for such a glowing review! It was a pleasure to assist you and your first home buyer. I'm thrilled to hear how easy and fun you found the process. Your satisfaction is my top priority, so it's wonderful to know that...
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About
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.
We offer a variety of loan options and our local mortgage team is ready to serve your home financing needs today and far into the future.
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and CA Department of Financial Protection and Innovation under the California Mortgage Lending Act.
Company NMLS: 79445 Company DRE: 01174642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445