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Scott Morse - RWM Home Loans - Loan Officer NMLS ID# 274153 | DRE# 01135744 in San Diego, CA
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Scott Morse - RWM Home Loans

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Loan Officer NMLS ID# 274153 | DRE# 01135744

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I'm here to guide buyers and borrowers through the loan process in today's challenging lending environment. Educating borrowers on the best loan program for their particular needs and making sure they can sleep at night and make the payment...... Show More
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Overall Ratings
4.98
(899)
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Reviews from Web
  • 5.0
    Encompass
    J
    Jason B
    La Jolla, CA
    Posted on April 1st, 2025 03:08 PM
    Scott and his team are the best! No matter how complex your situation is, they will find a solution and will make the process enjoyable. I've worked with a lot of brokers on past transactions and Scott is the best by far!
    read more
    Reply from Scott Morse
    May 8th, 2025 06:34 PM
    We are thrilled to hear about your positive experience with Scott and his team at RWM Home Loans. Your kind words about their ability to handle complex situations and make the process enjoyable are greatly appreciated. Thank you for your trust...
    read more
  • 5.0
    Encompass
    T
    Thomas S
    Summerdale, AL
    Posted on July 10th, 2026 03:51 PM
    A stellar job as always!
  • 5.0
    google
    S
    Sarah M
    Posted on July 9th, 2026 07:15 PM
    I trust that I am in the best hands with Scott Morse and his team. They took the time to explain every step clearly and answer all of my questions through my home financing and HELOC processes. I also appreciate that he checks in yearly to...
    read more
  • 5.0
    Encompass
    S
    Sarah M
    San Diego, CA
    Posted on July 9th, 2026 07:04 PM
    Scott is always very thorough in explaining my options and helping get on the best path toward financing. Everyone on the team is quick to respond and always a pleasure to work with!
  • 5.0
    Encompass
    G
    Gerald M
    Poway, CA
    Posted on July 6th, 2026 03:02 PM
    Your Team was very responsive and reactive to the process. With exception to the things not in the Teams control, the process happened very quickly.
  • 5.0
    Encompass
    T
    Thomas G
    Bartlett, TN
    Posted on July 1st, 2026 03:33 PM
    Scotts understanding of the financial market and my personal objectives are outstanding. Great understanding of requirements of process from document collection thru underwriters scrutiny.Have worked with Scott multiple times and have recommended...
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  • 5.0
    Encompass
    L
    Lucy J
    La Mesa, CA
    Posted on June 28th, 2026 05:29 PM
    follow up was excellent
  • 5.0
    Encompass
    S
    Somayeh P
    San Diego, CA
    Posted on June 18th, 2026 03:25 PM
    I am truly grateful for the excellent experience I had working with Scott on my new home loan. He took the time to clearly explain all the numbers and provided a detailed breakdown of the closing costs, which gave me a clear understanding of...
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  • 5.0
    Encompass
    R
    Robert M
    Carlsbad, CA
    Posted on June 7th, 2026 06:31 PM
    Great communication and ease of loading docs to the RWM portal. It was a pleasure doing business with Scott and his team.
  • 5.0
    Encompass
    K
    Kenneth H
    San Diego, CA
    Posted on June 3rd, 2026 02:51 AM
    We were introduced to Scott and RWM through a family member, and we couldn't have asked for a better experience. Scott and his team were fantastic throughout the entire home-buying journey—fast, responsive, knowledgeable, and incredibly patient...
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  • 10 of 899
    About
    I'm here to guide buyers and borrowers through the loan process in today's challenging lending environment. Educating borrowers on the best loan program for their particular needs and making sure they can sleep at night and make the payments. We are completely transparent with agents and borrowers through out the loan process, upholding the highest ethical and professional standards on the way to a smooth and timely closing while maintaining total discretion, privacy and confidentiality to maximize the clients'​ best interests.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loan
    FHA Loan
    VA Loan
    Jumbo Loan
    First Time Home Buyers
    Down Payment Assistance
    742
    /850
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    Positions
    • RWM Home Loans - Community Mortgage Banker
      Aug 17th, 2009 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1992

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 274153 DRE 01135744
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate 01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS 79445