RWM Home Loans - California, San Diego, CA
Empowering our communities through homeownership
San Diego, CA
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loa... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
phebe made buying my first home so easy!! she was so sweet and on top of things!! she made sure everything was always done!! i’m so grateful for her! 🩷
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm absolutely delighted to hear that you had such a positive experience with your first home purchase, Maddison! It was my pleasure to assist you and ensure everything went smoothly. Your kind words truly mean a lot to me and all of us here...
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I am thrilled to share my amazing experience working with Dustin as the lender for a recent real estate transaction. From the beginning, Dustin demonstrated a commitment to excellence and unparalleled communication skills that truly set them...
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Reply from Dustin Ngo
August 12th, 2025 09:58 PM
Thank you so much, Cheryl, for your kind words and for sharing your experience. It was truly a pleasure working with you on this real estate transaction. I'm glad to hear that my communication and approach met your expectations. Your recommendation...
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Quick responses to the questions I had during the process. Friendly and professional. Thank you!
Reply from Dustin Ngo
August 11th, 2025 07:06 PM
Thank you, Lahiru, for your kind words. I'm really pleased to hear that you found my responses quick and the process both friendly and professional. If you have any further questions or need assistance in the future, please feel free to reach...
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Kristen is amazing! She is always available to ask questions; great at explaining the processes and whys, and generally a fantastic person. We loved the portal and checklists; it made everything so easy to know what was needed when. Kristen...
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I had the pleasure of working with Dustin Ngo and his fantastic team, while purchasing my newest Downtown condo. Downtown is really competitive, in order to win a multiple offer situation on a Downtown penthouse, I had to show that I was ready...
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Phebe Ellis-Roach has received a review with 5 star rating from Jerry B
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you, Jerry, for the fantastic rating of 5 stars. I'm delighted to know that you had a positive experience with Thrive Mortgage. I have enjoyed working with you over the years. Please feel free to reach out if you ever have any further...
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For 30 plus years Phebe has help me and my family with home loans. She always get's it done.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you, Jerry, for your 5-star review. It has been a privilege to assist you and your family with your home loans for over 30 years. I'm glad to know that I've been able to meet your expectations and help you achieve your financial goals....
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Phebe is the ultimate professional. She was able to make sense of a new program and explain it clearly. She was available to us just about 24/7 and with our crazy hours she was gracious enough to answer the phone. We would not do business with...
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Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your kind words, Linda. I feel immensely grateful to have had the opportunity to work with you and Jerry. The fact that I could assist and make the process smoother for you during your challenging build, brings me a lot...
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You and your teams attention to detail. I explained what I was looking for and you made it happen, even when our first loan request was denied by the V.A. because we owned our home. You and your team presented other options promptly and move...
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Reply from Rhonda Holt
July 29th, 2025 08:04 PM
Travis, we are absolutely honored that we could help you with everything you needed! Anytime you need anything at all, please reach out to us! Have a great day.
I was happy with the RWM app and speed of process.
Reply from Alana Baldwin
February 6th, 2024 06:51 PM
I'm delighted to hear that you were pleased with our RWM app and the speed of our process, Mark. Ensuring a smooth, efficient experience for our clients is always our top priority at RWM Home Loans. Thank you for the high rating and your great...
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About
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.
We offer a variety of loan options and our local mortgage team is ready to serve your home financing needs today and far into the future.
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and CA Department of Financial Protection and Innovation under the California Mortgage Lending Act.
Company NMLS: 79445 Company DRE: 01174642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445